About Us

HardMoneyHome.com was built in 2016 by Ryan Patterson, a real estate developer and private lender with 20 years of experience in the industry. As the managing partner of Patterson Towers Investments, a private lending fund focused on fix-and-flips in major Texas cities, he discovered that it was difficult to find reliable, un-biased information on hard money lenders. It was also challenging for private lenders to reach borrowers seeking their services since most deals were closed offline.

Using his expert knowledge of real estate and private lending, Ryan built HardMoneyHome.com to solve these problems in a comprehensive way. First, we have created the largest directory of private lenders on the Internet, with over 1,000 companies operating in all 50 states. Second, we have built the first non-biased rating and review system specifically for hard money lenders. Third, we have developed the most complete repository of hard money lending information anywhere, including state guides to private lending legal issues and regulations, thousands of example loan scenarios, and detailed articles explaining every element of the hard money lending process.

Our Leadership

Shawn Patterson, Director - Shawn joined HardMoneyHome.com in 2018 as a Director. Brother to the founder, Ryan Patterson, he brings two decades of experience in sales and marketing, customer relationships, and business development. He has also worked as a project manager on numerous real estate projects, so he thoroughly understands the private lending industry.

Ryan Patterson, Found and Strategic Advisor - Ryan started HardMoneyHome.com in 2016. He is a real estate developer and has managed his own private real estate lending fund, Patterson Towers Investments, for the past 15 years. He stepped away as CEO in 2021 to help run JobSage.com full time. However, he still works as an advisor to the company on issues of growth, technology, and financing.

In addition to his vast knowledge of real estate and hard money lending, Ryan also brings an extensive background in technology, media, and entrepreneurship. Before launching HardMoneyHome.com, he was the co-founder and Chief Marketing Officer of All Web Leads, the number one insurance marketing firm in the US.

Ryan has a degree in Management Information Systems from the McCombs School of Business at the University of Texas at Austin.

Jim Waltrip, Strategic Advisor - Jim was one of the original investors in HardMoneyHome.com. He is a well-known and highly respected Internet entrepreneur who co-founded All Web Leads, along with Ryan Patterson. After leaving All Web Leads, Jim became a primary investor and the Chief Technology Officer at Modernize.com. There, he led their executive team in overhauling their technology platforms and took the company from a mid-sized player in the home improvement marketing sector to one of the largest companies in the industry.

Jim is also a commercial real estate developer, house flipper, and hard money lender. As a strategic advisor to the company, he contributes his knowledge of commercial and residential real estate markets around the country and frequently lends a hand in developing the underlying technology of the business.

Community Involvement and Non-Profit Work

The management and employees of HardMoneyHome.com are dedicated to giving back to the community that has given us so much and we are proud of the work we do. The company sponsors an annual scholarship for young entrepreneurs from low income families. All members of the leadership team are active donors to Well Aware, a global charity bringing clean water to underserved people worldwide. HardMoneyHome.com also acts as a corporate sponsor for the charity and our founder is a member of their board of directors. We are also involved in sponsorships and volunteering for a number of other local and global charities, including The Seedling Foundation, Meal on Wheels, Austin Pets Alive, and One Good Turn.