Acra Lending
25531 Commerce Centre Dr.
Lake Forest, CA 92630
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About Acra Lending
We are a National Lender who is building up our Investment Property Loans. Fix and Flip, Bridge, DSCR, Multifamily Loans are products that we are currently funding.
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Loan Types Offered: Hard Money Loans, Investment Property Loans, Fix and Flip Loans
Property Types Covered: Single Family, Multi Family, Office
Areas Served: National
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Lending Guidelines for Acra Lending
Below are the general loan guidelines published on the Acra Lending website. Please confirm all terms and rates directly with the lender.
Hard Money Loans
Loan Amounts: $100,000 - $1,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 24 month months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthInvestment Property Loans
Loan Amounts: $100,000 - $1,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 24 month months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthFix and Flip Loans
Loan Amounts: $100,000 - $1,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 24 month months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 month -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Acra Lending.
Loan Example 1
Loan Example 2
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