Accelerate Commercial Capital

About Accelerate Commercial Capital

Accelerate Commercial Capital is hard money lender based in Franklin, TN. They offer funding across the US. They offer loans for many different situations and needs, including hard money bridge loans and hard money loans for commercial properties. They offer rates ranging between 9% and 14% and loan amounts ranging from $1,000,000 to $100,000,000 with a maximum LTV of 80%. They make loans on all the following types of properties: multi-family units, apartments, offices, retail storefronts, mixed use, and industrial buildings.

Loan Types Offered: Commercial Hard Money Loans, Bridge Loans

Property Types Covered: Multi Family, Apartment, Office, Retail, Mixed Use, Industrial

Areas Served: National

Lending Guidelines for Accelerate Commercial Capital

Below are the general loan guidelines published on the Accelerate Commercial Capital website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by Accelerate Commercial Capital.

Loan Example 1

Goldie is an entrepreneur in Salem, OR. She wants to buy a new retail space for her business but she isn't able to secure a standard loan from her bank due to her subpar FICO score. She looks to Accelerate Commercial Capital for a commercial private money loan so she can fund the transaction. The property is listed for $270,000. Because there is a 75% loan to value (LTV) stipulated by the lender, the principle will be $202,500. The remaining $67,500 will be be paid by the borrower. The loan also dictates a 12 month length, a 8% interest rate, interest only payments paid monthly with a balloon payment when the note expires (without a pre-payment penalty), and a 5 percent origination charge. By the terms of this loan, Goldie will need to pay an origination charge of $10,125 at closing (5% x $202,500 principle value) and will then make payments of $1,350 per month ($202,500 principle value x 8% interest / 12 months per year). she will also make a balloon payment of the $202,500 principle value when the loan expires, or before if she chooses.

Loan Example 2

Milton is a real estate investor in Salem, OR. He finds a run-down house for a remodeling project and takes a bridge loan from Accelerate Commercial Capital with the following paramters:

$180,000 sales price
75% loan-to-value (LTV)
12 month term
13% rate of interest
5% origination fee

Milton plans to list the project at the end of the term for $270,000. If he accomplishes his goal, the outcome would be as follows:

$270,000 sales price
- $135,000 loan principle (75% LTV)
- $45,000 down payment (25% on 75% LTV)
- $6,750 origination fee (5% of the $135,000 principle)
- $17,550 total interest paid (12 months x 13% interest)
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= $65,700 total profit (doesn't include taxes or renovation costs)

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