Capital Funding Services

About Capital Funding Services

Capital Funding Services Corporation has funding partners nationwide to help Get the Funding You Need. Hard Money | Private Money: Commercial, Residential, and Land | Refi-Cash Out, Fixed Term Loans, Cash Advances, Short-Term Bridge Loans, Long-Term Loans, Fix n Flip Loans, 100% of Rehab Funds, Land Loans, Foreclosure Bailout, 500 and Sub 500 credit and more. Mr. Amaro has been in the financial arena for the past 20 years. His background includes mortgage financing, business financing, real estate, commodities, accounts receivables management and much more. Mr. Amaro has held leadership positions his entire career from front-line to upper management and is gifted at listening to and understanding his customer base. Their goals, their needs, their questions - At Capital Funding Services we want you to feel SEEN and HEARD. Mr. Amaro has received accolades from his clients describing service that was "beyond belief."

Loan Types Offered: Hard Money Loans, Fix and Flip Loans, Commercial Hard Money Loans, Bridge Loans, Investment Property Loans

Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Hotel, Storage, Assisted Living, Mixed Use, Warehouse, Industrial, Medical, Land

Areas Served: National

Lending Guidelines for Capital Funding Services

Below are the general loan guidelines published on the Capital Funding Services website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by Capital Funding Services.

Loan Example 1

Capital Funding Services makes a private money loan to Tiffany for a renovation project in Dallas, TX, on a property that is listed for $340,000. The terms of the note include a 85% loan-to-value (LTV), so she must bring 15% of the price as cash at closing, which makes the principle loan amount $289,000. The parameters of the deal dictate a 11% note for 6 months. They also require a 2 point origination fee, which will also need to be paid at closing.

Tiffany will have to bring $51,000 to closing (15% on the 85% loan to value), plus she will pay the $5,780 origination fee. Once the loan is executed and Tiffany takes on the property, she will have to begin making payments each month of $2,649 to Capital Funding Services ($289,000 principle x 11% / 12 months). Tiffany's intention is to complete the rehab by the end of the 6 months and resell it for $476,000. If she succeeds she will earn a total profit of $114,325 ($476,000 sales price - $289,000 principle - $51,000 funds brough to closing - $5,780 origination fee - $15,895 in total interest payments.

Loan Example 2

Adrian is a an investor in Silver Spring, MD. He purchases a run-down townhouse for a renovation project and takes a hard money loan from Capital Funding Services with the following paramters:

a) A $320,000 purchase price, b) a 50% loan-to-value (LTV), c) a 18 month term, d) a 8% interest rate, and e) a 4% origination fee.

Adrian intends to list the project at the end of the term for $384,000. If he accomplishes his goal, the deal numbers will be the following:

$384,000 sales price
- $160,000 note principle (50% LTV)
- $160,000 cash paid at closing (50% on 50% LTV)
- $6,400 origination fee (4% of the $160,000 principle amount)
- $19,200 total interest paid (18 months x 8% interest)
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= $38,400 total profit (doesn't include taxes or renovation costs)

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