Commercial Capital Limited
4581 Weston Road Suite # 347
Weston, FL 33331
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About Commercial Capital Limited
Commercial Capital Limited is a Weston, FL based private lender who offers funding in Florida. They provide lending solutions for many different scenarios, including private commercial loans and short term bridge loans. Their loan guidelines are versatile, including loan amounts ranging from $250,000 to $75,000,000 with a maximum LTV of 70%. They offer loans on most types of properties, including multi-family, apartments, offices, retail units, hotels, storage buildings, assisted living communities, mixed use buildings, warehouse spaces, industrial buildings, medical facilities, raw land, and churches.
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Loan Types Offered: Commercial Hard Money Loans, Bridge Loans
Property Types Covered: Multi Family, Apartment, Office, Retail, Hotel, Storage, Assisted Living, Mixed Use, Warehouse, Industrial, Medical, Land, Church
Areas Served: FL
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Lending Guidelines for Commercial Capital Limited
Below are the general loan guidelines published on the Commercial Capital Limited website. Please confirm all terms and rates directly with the lender.
Commercial Hard Money Loans
Loan Amounts: $250,000 - $75,000,000
Available Rates: N/A
Typical Terms: N/A
Points Charged: N/A
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: N/A
Time to Close: 10 DaysBridge Loans
Loan Amounts: $250,000 - $75,000,000
Available Rates: N/A
Typical Terms: N/A
Points Charged: N/A
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: N/A
Time to Close: 10 Days -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Commercial Capital Limited.
Loan Example 1
Nathan owns a small business in Miami, FL and decides to buy a new commercial building to run his operations. Because he is unable to obtain a commercial mortgage from a bank, he turns to Commercial Capital Limited for a commercial hard money loan. The new property is listed for $180,000. Since there is a 80% loan-to-value (LTV) agreed to by the lender, the principle is $144,000. The remaining $36,000 will be the responsibility of the borrower. The terms of the deal include a 6 month term, a 14% rate of interest, and 1 origination points paid by the borrower when the deal is executed. By the parameters of the loan, Nathan will pay an origination fee of $1,440 at the closing (1% x $144,000 principle) and will then begin making payments of $1,680 per month ($144,000 principle x 14% interest / 12 months). he will also make a final payment of the $144,000 principle upon expiration of the loan, or sooner if he decides to pay off early.
Loan Example 2
Commercial Capital Limited makes a bridge loan to Estelle for a remodeling project in Miami, FL. The deal includes the following:
a) A $150,000 sales price, b) a 80% loan-to-value (LTV), c) a 18 month term, d) a 12% interest rate, and e) a 3% origination fee.
After the renovation project is complete, if Estelle sells the house for $187,500, the numbers would be the following:
$187,500 sales price
- $120,000 note principle (80% LTV)
- $30,000 down payment (20% on 80% LTV)
- $3,600 origination points (3% of the $120,000 principle)
- $21,600 interest payments (18 months x 12% interest)
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= $12,300 total profit (doesn't include taxes or rehab costs) -
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