Green View Lending Corporation

About Green View Lending Corporation

Green View Lending Corporation is hard money lender headquartered in Whittier, CA. They provide loans in California. They offer lending solutions for a variety of needs and situations, including commercial hard money loans, loans for investments properties, hard money construction loans, hard money refinancing, and fix and flip hard money loans. Their lending guidelines are flexible, including rates ranging between 7% and 12% and loan amounts ranging from $20,000 to $30,000,000 with a maximum LTV of 60%. They do not require a minimum credit score to obtain a loan. They offer loans on various types of properties, including single family homes, multi family residences, apartment buildings, office buildings, retail spaces, mixed use spaces, undeveloped land, warehouse buildings, industrial buildings, and medical buildings.

Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans, New Construction Loans, Refinance / Cash Out Loans

Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Mixed Use, Land, Warehouse, Industrial, Medical

Areas Served: CA

Lending Guidelines for Green View Lending Corporation

Below are the general loan guidelines published on the Green View Lending Corporation website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by Green View Lending Corporation.

Loan Example 1

Max closes on a $400,000 rehab project in Los Angeles, CA, using a fix-and-flip loan from Green View Lending Corporation. The lender agrees to make a note with a 85% loan-to-value (LTV) so they are willing to extend $340,000 on the project. The loan also has the following features: 1) a 18 month length, 2) a 9% interest-only note, and 3) a five point origination fee.

Therefore, the borrower will have to make a $60,000 down payment plus pay a $17,000 origination fee. he will then pay $2,550 per month to Green View Lending Corporation. Max's intention is to complete the project within the 18 months and sell it for $520,000. If he succeeds he will make a profit of $57,100 ($520,000 price - $340,000 principle - $60,000 cash at closing - $17,000 origination points - $45,900 in total interest payments.

Loan Example 2

Laurie is a an investor in Los Angeles, CA. She locates a run-down house for a renovation project and takes out a private money loan from Green View Lending Corporation with the following terms:

$350,000 sales price
80% loan-to-value (LTV)
18 month term
13% rate of interest
5% origination fee

Once the renovation project is completed, if Laurie sells the property for $525,000, the numbers would be as follows:

$525,000 sales price
- $280,000 principle (80% LTV)
- $70,000 down payment (20% on 80% LTV)
- $14,000 origination fee (5% of the $280,000 principle amount)
- $54,600 interest payments (18 months x 13% interest)
-----------------------
= $106,400 total profit (does not include taxes or rehab costs)

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