Private Capital Investors

About Private Capital Investors

Private Capital Investors is private lender based in Dallas, TX. They offer funding across the US. They provide short term loans and commercial hard money loans. They issue loan amounts up to $5,000,000. Their loan parameters do not require a minimum credit rating. They offer loans on many types of properties, including multi family residences, apartment buildings, office buildings, retail units, hotels/motels, storage buildings, senior communities, mixed use, warehouse buildings, industrial buildings, and medical facilities.

Loan Types Offered: Commercial Hard Money Loans, Bridge Loans

Property Types Covered: Multi Family, Apartment, Office, Retail, Hotel, Storage, Assisted Living, Mixed Use, Warehouse, Industrial, Medical

Areas Served: National

Lending Guidelines for Private Capital Investors

Below are the general loan guidelines published on the Private Capital Investors website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by Private Capital Investors.

Loan Example 1

Claire owns a business in Memphis, TN and needs to buy a new commercial building to run her operations. Because she can't secure a conventional mortgage loan from a bank, she looks to Private Capital Investors for a commercial hard money loan. The cost of the property is $180,000 and the lender agrees to contribute 55% of the price (the loan-to-value / "LTV"), or $99,000. The other $81,000 will need to be paid by the borrower when the deal is executed. The terms of the loan include a 12 month length, a 14% interest rate, and a 3 origination fee paid by the borrower at closing. Claire can eliminate the loan at any time by paying off the $99,000 of principle, but she will need to pay $1,155 per month interest payments ($99,000 principle amount x 14% interest / 12 months) in the interim, or until the loan expires. Since there is not a pre-payment penalty, the only other cost she would have is the $2,970 origination cost which she will contribute at the closing.

Loan Example 2

Private Capital Investors issues a private money bridge loan to Angel for a rehab project in Kansas City, MO. The loan dictates the following:

$220,000 sales price
70% loan-to-value (LTV)
12 month term
11% interest rate
5% origination fee

Based on a $319,000 sales price at the end of the 12 month term, the numbers for this project would look like this:

$319,000 sales price
- $154,000 principle (70% LTV)
- $66,000 down payment (30% on 70% LTV)
- $7,700 origination fee (5% of the $154,000 principle)
- $16,940 total interest paid (12 months x 11% interest)
-----------------------
= $74,360 total profit (does not include taxes or rehab costs)

No Reviews Yet

Private Capital Investors currently has no reviews. To add a review now, click the link below:

Write a Review for Private Capital Investors