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Fix and Flip Loans in Barnet, Vermont
Barnet, VT has 30 fix and flip hard money lenders operating within the city. The average loan issued is approximately $339,286. Rates on private loans issued to Barnet investors average around 10.7%. The median term for notes is 21 months. The average origination fee for loans is 2.6 percent. Lenders in Barnet average a 71% loan to value on their loans.
Loan Example 1
Frances takes a private money loan from Green Square Investment Group in order to rehab a condo to flip in Barnet, VT. The price of the property is $400,000. The terms of the note include a 85% loan to value (LTV), so she must bring 15% of the price as cash to closing, making the principle loan amount $340,000. The deal also has these features: 1) a 18 month length, 2) a 10% interest-only note, and 3) a two percent origination fee.
The borrower will need to fund a total of $32,400 upon closing to cover the $60,000 down payment in addition to the $6,800 origination fee. Once the deal is executed and Frances takes on the project, she will begin making payments each month of $2,833 to the lender ($340,000 principle x 10% / 12 months). At the end of the loan, she sells the rehabed property for $540,000. After deducting the $51,000 in interest payments ($2,833 multiplied times 18 months), the $6,800 origination fee, the $340,000 principle on the loan, and the $60,000 she contributed to the closing, she will make a total profit of $82,200 ($540,000 sales price minus $457,800 in total costs). This profit would then be reduced by any building costs paid out of pocket.
Loan Example 2
Tommy takes a hard money loan from Red Oak Investment Corporation in order to renovate a townhome to resell in Barnet, VT. The deal has the following parameters:
$390,000 purchase price
50% loan-to-value (LTV)
12 month term
12% interest rate
4% origination fee
Tommy plans to list the project when the note expires for $468,000. If he achieves this goal, the outcome will be the following:
$468,000 sales price
- $195,000 principle on note (50% LTV)
- $195,000 cash paid at closing (50% on 50% LTV)
- $7,800 origination points (4% of the $195,000 principle amount)
- $23,400 total interest paid (12 months x 12% interest)
-----------------------
= $46,800 gross profit (does not include taxes or rehab costs)
Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
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Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Stormfield Capital
35 Old Post Road
Southport, CT 06890
Stormfield Capital is a Southport, CT based private money lender. They provide funding in 12 states throughout the country. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, cash ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
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Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
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National Advance Group
1 Linden Place
Great Neck, NY 11021
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Peak Choice Capital
601 Silver Creek Drive
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Flip N Fast Loans
4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Roc Capital
645 Madison Ave
New York City, NY 10022
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
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ABC Capital Investments
1218 N. Marshall Street
Philadelphia, PA 19122
ABC Capital Investments is a Philadelphia, PA based private lender who offers loans all throughout the US. They provide lending solutions for many different scenarios, including long term rental property loans and short term fix and flip loans. ...
Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Aegis Funding
2100 Main Street, suite 265
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Quickline Capital Partners
4713 Crossroads Park Drive Suite 101
Liverpool, NY 13088
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Private Capital USA
3505 Veterans Memorial Highway, Suite D
Ronkonkoma, NY 11779
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Foxpoint Lending
One Richmond Square
Providence, RI 02906
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Green Knight Funding
600 Loring Avenue, Suite 5
Salem, MA 01907
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Allied Commercial Funding
5737 Kanan Rd
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Wallace Capital
132 Lincoln Street, Suite 6L
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Rental Home Financing
9465 Counselors Way, Suite 200
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Northeast Lending Services
8431 Liberty Avenue
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