Navigator Private Capital
1910 Towne Centre Blvd. Suite 250
Annapolis, MD 21401
-
About Navigator Private Capital
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nationwide. By extending asset backed, low risk real estate investor loans to renovation and rental experts, NavCap capitalizes on the inefficiencies and gaps in the commercial real estate lending industry, extending credit where and when it is most needed.
Visit Website
Loan Types Offered: Fix and Flip Loans, New Construction Loans, Bridge Loans, Refinance / Cash Out Loans, Investment Property Loans
Property Types Covered: Single Family, Multi Family, Apartment
Areas Served: National
-
Lending Guidelines for Navigator Private Capital
Below are the general loan guidelines published on the Navigator Private Capital website. Please confirm all terms and rates directly with the lender.
Fix and Flip Loans
Loan Amounts: $75,000 - $10,000,000
Available Rates: 8% - 12%
Typical Terms: 1 months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 85%
Max Loan-to-Cost (LTC): 75%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: 600
Time to Close: 1 DaysNew Construction Loans
Loan Amounts: $75,000 - $10,000,000
Available Rates: 8% - 12%
Typical Terms: 1 months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 85%
Max Loan-to-Cost (LTC): 75%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: 600
Time to Close: 1 DaysBridge Loans
Loan Amounts: $75,000 - $10,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 months - 24 months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 65%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 660
Time to Close: 1 DaysRefinance / Cash Out Loans
Loan Amounts: $75,000 - $10,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 months - 24 months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 65%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 660
Time to Close: 1 MonthInvestment Property Loans
Loan Amounts: $75,000 - $10,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 months - 24 months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 65%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 660
Time to Close: 1 Month -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Navigator Private Capital.
Loan Example 1
Loan Example 2
-
No Reviews Yet
Navigator Private Capital currently has no reviews. To add a review now, click the link below:
Your Information is Processing