Georgia Refinance / Cash Out Loans
Georgia has 37 private money lenders operating in the state. Note amounts average about $336,859. Rates for private loans average 10.8%. The typical loan made in the state has a length of 30 months. A typical hard money loan issued in the state carries a 3.3 percent origination fee. Lenders in Georgia average a 72% loan to value on their deals.
Loan Example 1
Althea owns a a building for her company's operations in Hephzibah, GA. She decides she needs cash for her company's operations but she is refused by her bank for a cash-out refi loan, so she goes to Blue Square Funding Corporation for a private money refinance. In exchange for a first position equity stake on the real estate, the lender agrees to fund Althea 70% of its $700,000 estimated value. The lender will start to receive interest only payments for a 2 year term. They will also subtract 1 points when the transaction closes and will then have the principle paid back in a single balloon sum when the note matures. The principle amount is $490,000 but Blue Square Funding Corporation will contribute Althea $485,100 after charging the origination fee of $4,900. They will also collect $3,267 in monthly interest payments until they are repaid when the note expires.
Loan Example 2
Charles owns a an industrial building he uses for his business's operations in Hephzibah, GA. He determines he needs funding for his business's operation but he's turned down by his credit union for a cash-out refi loan, so he turns to Suburban Investment Corporation for a hard money refi. The lender agrees to loan 60% of the estimated market value of the property (LTV) in exchange for a first lien position and they conclude the building to be worth approximately $1,500,000. The lender will subtract 4 origination points at the close and will then receive interest only payments at 14% for 5 years. The principle will be repaid in one balloon payment when the loan matures. The principle will be $900,000 but Suburban Investment Corporation will contribute Charles $864,000 after deducting the origination fees of $36,000. They will also receive $10,500 in monthly interest until they are re-paid when the loan matures.
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
Stratton Equities
28 Bloomfield Avenue
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Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
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Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
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Kiavi
575 Market Street
San Francisco, CA 94105
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JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
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Atlanta, GA 30309
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RCN Capital
75 Gerber Road East
South Windsor, CT 06074
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Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
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Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
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Dominion Financial
32 S Street
Baltimore, MD 21202
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New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Patch Lending
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Sherman Oaks, CA 91403
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Fairfield Financial Services
Portland, OR
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Secured Investment Lending
1485 International Parkway, Suite 1031
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Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
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Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
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Genesis Capital
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
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CIVIC Private Money Lending
2015 Manhattan Beach Blvd
Redondo Beach, CA 90278
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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Peak Choice Capital
601 Silver Creek Drive
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Capital Three Sixty
7 Towpath Lane
Avon, CT 06001
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Sharestates
45 North Station Plaza
Great Neck, NY 11021
Sharestates is a private, hard money lender in 46 states across the US. We offer financing solutions for a variety of needs and situations, including hard money loans for commercial properties, residential fix and flips, ground up construction, and long ...
Aero Capital Finance
439 W Vine St
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Pepe Berard Capital
211 South Ridge Street
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Southeast Private Lending
100 Galleria Pkwy #1170
Atlanta, GA 30339
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Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
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Excel Commercial Capital Corporation
5784 Lake Forrest Dr, Suite 204
Atlanta, GA 30328
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SMCC Capital LLC
PO Box 548
Newnan, GA 30264
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Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
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BridgeInvest
2601 South Bayshore Drive, Suite 1460
Miami, FL 33133
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Omega Funding
PO Box 200862
Denver, CO 80220
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Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
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Baker Collins & Co.
260 Peachtree St, Suite 1002
Atlanta, GA 30303
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YC Funding
1010 NE 2nd Ave
Miami Beach, FL 33132
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Rental Home Financing
9465 Counselors Way, Suite 200
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Riverdale Funding
207 Mockingbird Ln, #402
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