Georgia Refinance / Cash Out Loans
Georgia has 37 private money lenders operating in the state. Note amounts average about $336,859. Rates for private loans average 10.8%. The typical loan made in the state has a length of 30 months. A typical hard money loan issued in the state carries a 3.3 percent origination fee. Lenders in Georgia average a 72% loan to value on their deals.
Loan Example 1
Althea owns a a building for her company's operations in Hephzibah, GA. She decides she needs cash for her company's operations but she is refused by her bank for a cash-out refi loan, so she goes to Blue Square Funding Corporation for a private money refinance. In exchange for a first position equity stake on the real estate, the lender agrees to fund Althea 70% of its $700,000 estimated value. The lender will start to receive interest only payments for a 2 year term. They will also subtract 1 points when the transaction closes and will then have the principle paid back in a single balloon sum when the note matures. The principle amount is $490,000 but Blue Square Funding Corporation will contribute Althea $485,100 after charging the origination fee of $4,900. They will also collect $3,267 in monthly interest payments until they are repaid when the note expires.
Loan Example 2
Charles owns a an industrial building he uses for his business's operations in Hephzibah, GA. He determines he needs funding for his business's operation but he's turned down by his credit union for a cash-out refi loan, so he turns to Suburban Investment Corporation for a hard money refi. The lender agrees to loan 60% of the estimated market value of the property (LTV) in exchange for a first lien position and they conclude the building to be worth approximately $1,500,000. The lender will subtract 4 origination points at the close and will then receive interest only payments at 14% for 5 years. The principle will be repaid in one balloon payment when the loan matures. The principle will be $900,000 but Suburban Investment Corporation will contribute Charles $864,000 after deducting the origination fees of $36,000. They will also receive $10,500 in monthly interest until they are re-paid when the loan matures.
Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
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701 W Broad Street, Suite 200
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Dominion Financial
32 S Street
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New Silver
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1485 International Parkway, Suite 1031
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250 N. Trade Street, Suite 209
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Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
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Genesis Capital
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
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2015 Manhattan Beach Blvd
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6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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601 Silver Creek Drive
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7 Towpath Lane
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45 North Station Plaza
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439 W Vine St
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211 South Ridge Street
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100 Galleria Pkwy #1170
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1995 North Park Place SE, Suite 415
Atlanta, GA 30339
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Excel Commercial Capital Corporation
5784 Lake Forrest Dr, Suite 204
Atlanta, GA 30328
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SMCC Capital LLC
PO Box 548
Newnan, GA 30264
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1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
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BridgeInvest
2601 South Bayshore Drive, Suite 1460
Miami, FL 33133
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Omega Funding
PO Box 200862
Denver, CO 80220
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496 Delaney Ave #408
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260 Peachtree St, Suite 1002
Atlanta, GA 30303
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YC Funding
1010 NE 2nd Ave
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9465 Counselors Way, Suite 200
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Riverdale Funding
207 Mockingbird Ln, #402
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