Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Refinance / Cash Out Loans in St Albans, Vermont
Saint Albans, VT has 20 hard money lenders serving the city. The median amount for loans in this city is $326,459. The median interest rate for loans in Saint Albans is 9.6%. The typical length offered for loans is 39 months. The mean loan includes a 2.6 percent origination fee. The average loan to value offered for loans in Saint Albans is 75%.
Loan Example 1
Gary owns a a retail space for his company's operations in Saint Albans, VT. He turns to Progressive Lending Company for a cash-out refinance loan after he is refused a loan by his local bank for his business's future operational requirements. In exchange for a first lien position on the real estate, the lender agrees to fund Gary 50% of its $600,000 estimated value. Additionally, they stipulate a 13% rate of interest, a 1 year note term, and will collect an origination fee of 5 percent at closing. Interest only payments should be paid each month with the principle to be repaid when the note matures. Based upon the terms of this deal, Progressive Lending Company will loan Gary a sum of $285,000 on his real estate ($600,000 market value x 50% loan to value - $15,000 in origination charges). Gary will then pay $3,250 monthly in interest fees until the note expires and will finally re-pay the $300,000 principle amount on the note.
Loan Example 2
Sarah owns a a retail space she uses for her business operations in Saint Albans, VT. She decides she needs funding for her business operations but she's rejected by her bank for a cash-out refinance, so she goes to Rehabbers Funding Company for a hard money refinance. In exchange for a first position equity stake on the property, the lender agrees to fund Sarah 40% of its $800,000 estimated market value. The lender will start collecting interest only payments for a 4 year term. They will also be paid 2 points at the close and will get the principle paid back in one balloon payment when the loan matures. By the terms of this deal, Rehabbers Funding Company will give Sarah a sum of $313,600 on her property ($800,000 market value x 40% LTV - $6,400 in origination charges). Sarah will pay $2,667 per month in interest fees until the loan expires and will then return the $320,000 principle of the loan.
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Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
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Harbor Private Equity
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Atlanta, GA 30309
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Stormfield Capital
35 Old Post Road
Southport, CT 06890
Stormfield Capital is a Southport, CT based private money lender. They provide funding in 12 states throughout the country. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, cash ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
Chicago-based lender Peak Choice Capital is a private lender providing funding in 45 states throughout the US. Peak Choice Capital offers short-term bridge loans, DSCR loans for investment properties (1-4 units and 5+ units), cash-out loans, fix-and-flip loans, and small-balance ...
Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Flip N Fast Loans
4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Roc Capital
645 Madison Ave
New York City, NY 10022
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
Fort Worth, TX 76102
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Gokapital Mortgage
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Miami, FL 33145
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Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
Lend Some Money is a national private lender that makes hard money commercial loans for the refinance or purchase of non-owner-occupied residential and mixed-use commercial properties. Its industry-leading technology platform allows it to provide real estate investors and brokers ...
Finance of America Commercial
4201 Congress Street, Suite 475
Charlotte, NC 28209
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11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
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Father & Son Private Money Lending is a hard money lender providing loans in Maine, Vermont, New Hampshire, Massachusetts, Rhode Island, and Connecticut. They provide fix-and-flip hard money loans, private refinancing, ground up construction loans, commercial loans, ...
Rental Home Financing
9465 Counselors Way, Suite 200
Indianapolis, IN 46240
Rental Home Financing is a private money lender headquartered in Indianapolis, IN offering funding in 26 states across the country. They provide lending solutions for a variety of scenarios, including refinancing, fix-and-flip loans, and loans for investments properties. ...
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