Georgia Refinance / Cash Out Loans
Georgia has 37 private money lenders operating in the state. Note amounts average about $336,859. Rates for private loans average 10.8%. The typical loan made in the state has a length of 30 months. A typical hard money loan issued in the state carries a 3.3 percent origination fee. Lenders in Georgia average a 72% loan to value on their deals.
Loan Example 1
Althea owns a a building for her company's operations in Hephzibah, GA. She decides she needs cash for her company's operations but she is refused by her bank for a cash-out refi loan, so she goes to Blue Square Funding Corporation for a private money refinance. In exchange for a first position equity stake on the real estate, the lender agrees to fund Althea 70% of its $700,000 estimated value. The lender will start to receive interest only payments for a 2 year term. They will also subtract 1 points when the transaction closes and will then have the principle paid back in a single balloon sum when the note matures. The principle amount is $490,000 but Blue Square Funding Corporation will contribute Althea $485,100 after charging the origination fee of $4,900. They will also collect $3,267 in monthly interest payments until they are repaid when the note expires.
Loan Example 2
Charles owns a an industrial building he uses for his business's operations in Hephzibah, GA. He determines he needs funding for his business's operation but he's turned down by his credit union for a cash-out refi loan, so he turns to Suburban Investment Corporation for a hard money refi. The lender agrees to loan 60% of the estimated market value of the property (LTV) in exchange for a first lien position and they conclude the building to be worth approximately $1,500,000. The lender will subtract 4 origination points at the close and will then receive interest only payments at 14% for 5 years. The principle will be repaid in one balloon payment when the loan matures. The principle will be $900,000 but Suburban Investment Corporation will contribute Charles $864,000 after deducting the origination fees of $36,000. They will also receive $10,500 in monthly interest until they are re-paid when the loan matures.
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
Stratton Equities
28 Bloomfield Avenue
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Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
Direct Lending Partners originates short-term real estate loans for the purpose of acquiring and renovating distressed residential real estate in the states of AL, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MO, NC, NE, ...
Kiavi
575 Market Street
San Francisco, CA 94105
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JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
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Harbor Private Equity
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Atlanta, GA 30309
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RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
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Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
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Dominion Financial
32 S Street
Baltimore, MD 21202
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New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
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Fairfield Financial Services
Portland, OR
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Secured Investment Lending
1485 International Parkway, Suite 1031
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Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
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Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
Genesis Capital
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
CIVIC Private Money Lending
2015 Manhattan Beach Blvd
Redondo Beach, CA 90278
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
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Capital Three Sixty
7 Towpath Lane
Avon, CT 06001
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Sharestates
45 North Station Plaza
Great Neck, NY 11021
Sharestates is a private, hard money lender in 46 states across the US. We offer financing solutions for a variety of needs and situations, including hard money loans for commercial properties, residential fix and flips, ground up construction, and long ...
Aero Capital Finance
439 W Vine St
Kissimmee, FL 34741
Aero Capital Finance is a Kissimmee, FL based private lender. They provide loans in 18 states throughout the United States. They offer loans for a variety of scenarios, including private refinancing, fix and flip loans, hard money loans ...
Pepe Berard Capital
211 South Ridge Street
Rye Brook, NY 10573
Pepe Berard Capital is hard money lender based in Rye Brook, NY. They provide loans in 12 states across the US. They provide private commercial loans, new construction loans, bridge loans, fix and flip hard money loans, ...
Southeast Private Lending
100 Galleria Pkwy #1170
Atlanta, GA 30339
Southeast Private Lending is private lender headquartered in Atlanta, GA. They provide loans throughout Georgia. They provide lending solutions for a variety of scenarios, including construction loans, rental property loans, private refinancing, short term loans, fix-and-flip loans, ...
Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
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Excel Commercial Capital Corporation
5784 Lake Forrest Dr, Suite 204
Atlanta, GA 30328
Excel Commercial Capital Corporation is hard money lender based in Atlanta, GA. They provide loans throughout Georgia. They provide fix and flip hard money loans, short term bridge loans, cash out hard money loans, and commercial ...
SMCC Capital LLC
PO Box 548
Newnan, GA 30264
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Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
Asset Avenue is private money lender based in Los Angeles, CA. They provide loans in 44 states across the United States. They provide loans for a variety of needs and situations, including short term loans, investment property ...
BridgeInvest
2601 South Bayshore Drive, Suite 1460
Miami, FL 33133
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Omega Funding
PO Box 200862
Denver, CO 80220
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Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
Bridge Well Capital is a hard money lender in Orlando, FL offering funding in 40 states throughout the United States. They provide loans for investments properties, cash out hard money loans, and fix-and-flip hard money loans. Their ...
Baker Collins & Co.
260 Peachtree St, Suite 1002
Atlanta, GA 30303
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YC Funding
1010 NE 2nd Ave
Miami Beach, FL 33132
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Rental Home Financing
9465 Counselors Way, Suite 200
Indianapolis, IN 46240
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Riverdale Funding
207 Mockingbird Ln, #402
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Based in Johnson City, TN, Riverdale Funding is a hard money lender offering loans in 37 states across the country. They provide lending solutions for a variety of scenarios, including loans for investments properties, commercial hard money loans, fix ...
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