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There are 50 commercial lenders offering loans in Happy Valley, OR. The average loan amount in the city is $310,000. The average interest rate for hard money loans in Happy Valley is 11.4%. The median loan issued in this city has a term of 21 months. A typical loan made in the city includes a 3.5 point origination cost. 71% is the mean LTV offered for offered by lenders in Happy Valley.
Ross owns a business in Happy Valley, OR and needs to acquire a new commercial building to run his operations. Since he is unable to secure a conforming loan from a bank, he looks to West Shore Lending Corporation for a commercial private money loan. The cost of the new building is $1,020,000 and the lender agrees to contribute 60% of the price (the loan to value / "LTV"), or $612,000. The other $408,000 will be contributed by the borrower when the sale is closed. The lender additionally stipulates the following terms of the deal: 1) a 14% rate of interest, 2) a 1 year term with interest-only payments to be paid monthly, 3) an origination fee of 5 percent paid by Ross at closing, and 4) no pre-payment penalty. According to the parameters of the loan, Ross will need to pay an origination fee of $30,600 when the loan is closed. He will also begin to make payments of $7,140 monthly throughout the duration of the note and will pay back the principle at the expiration of the 1 year term. If he decides to pay off the note early, he can do so without an additional cost because there is not a pre-payment penalty attached to the loan.
Francis owns a business in Happy Valley, OR and needs to purchase a new building for his operations. Because he is not able to get a standard loan from a bank, he looks to Red View Funding Group for a commercial hard money loan. The building costs $1,850,000. Francis will have to put 20% down, or $370,000, since the lender will fund only 80% of the acquisition (the loan-to-value or "LTV"). Accordingly, the principle on the loan will be $1,480,000. Additionally, the lender will require a 4 percent origination fee along with the 12%, 4 year term on the note. They will not charge a pre-payment penalty if Francis pays off the note early. Francis will need to pay an origination fee of $59,200 and will then begin making the monthly payments in the amount of $14,800 ($1,480,000 principle x 12% interest / 12 months per year). He can repay the note early if he decides to because there isn't a pre-payment penalty but he will be responsible for the principle whenever he eliminates the loan.
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
960 SW Disk Dr. Suite 104
Bend, OR 97702
Trueline Capital is a private real estate lender based in Bend, Oregon. They offer a variety of loan products, including fix and flip "hard money" loans, ground-up construction loans, bridge loans, and more. Trueline's loan programs currently serve ...
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
1510 Central Ave, Suite 380
Albany, NY 12205
Headquartered in Albany, NY, CMN Funding is a hard money lender providing loans all across the US. Their lending focus is primarily on private commercial real estate loans. They issue loan amounts starting at $100,000 with no maximum. They will ...
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
6725 116th Ave NE, Suite 210
Kirkland, WA 98033
Veristone Capital is private lender headquartered in Kirkland, WA. They offer loans in Oregon and Washington. They offer hard money bridge loans, fix and flip loans, new construction loans, commercial loans, and cash out hard money ...
4425 Ponce De Leon Blvd, Suite 250
Coral Gables, FL 33146
Silver Hill Funding is private lender based in Coral Gables, FL. They provide funding in 39 states throughout the United States. Their lending focus is primarily on commercial loans. They provide rates ranging between 6% ...
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
400 112th Ave NE Street Suite 300
Bellevue, WA 98004
Legacy Group Capital (Legacy) is an integrated real estate company focused on community-based engagement in private lending and real estate investing. Legacy empowers homebuilders, real estate investors, homeowners, and homebuyers with a flexible lending and investment platform. The Legacy platform ...
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
7400 E Crestline Cir #250
Greenwood Village, CO 80111
Based in Greenwood Village, CO, Merchants Mortgage & Trust Corporation is a private lender providing loans in 9 states throughout the U.S. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial ...
7777 Glades Road
Boca Raton, FL 33436
Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest. ...
259 Minot Ave
Auburn, ME 04210
T&M Commercial Funding is an Auburn, ME based private lender who provides loans in 47 states across the US. They provide lending solutions for a variety of situations and needs, including bridge loans and commercial hard money loans. ...
18201 Von Karman, Suite 400
Irvine, CA 92612
Center Street Lending is a private lender headquartered in Irvine, CA offering loans throughout the country. We provide hard money loans for business purpose and non-owner occupied residential properties. Fix and flip, buy and hold, rental property loans, bridge and ...
14555 N Scottsdale Rd, Suite 200
Scottsdale, AZ 85254
Capital Fund 1 is a Scottsdale, AZ-based hard money lender who offers funding throughout the Southwest. CF1 provides lending solutions to fit the needs of real estate investors, including new construction loans, commercial loans, refinancing, investment property loans, and short-term ...
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
440 E Huntington Dr #300
Arcadia, CA 91016
Based in Arcadia, CA, Level 4 Funding is a private lender providing loans in 8 states across the country. They offer cash out hard money loans, short term bridge loans, construction loans, rental property loans, private commercial loans, ...
4710 Village Plaza Loop, Suite 100
Eugene, OR 97401
Precision Capital is an Eugene, OR based private lender offering funding throughout Oregon. They offer commercial loans and short term fix and flip loans. They offer loans with a maximum LTV of 70%. They ...
146 E 12th Ave
Eugene, OR 97401
Gallic and Johnson Financial is an Eugene, OR based private lender who provides loans in Oregon. They provide hard money construction loans, hard money loans for commercial properties, loans for investments properties, and fix-and-flip loans. They provide ...
600 University Street, Suite 1800
Seattle, WA 98101
Based in Seattle, WA, Pyatt Broadmark Management is a hard money lender offering loans throughout Washington, Oregon, and Idaho. They provide fix and flip hard money loans, buy and hold loans, hard money loans for commercial properties, ...
6136 Frisco Square suite 433
Frisco, TX 75034
Rapid Commercial Loans are private money lenders actively originating Private loans for commercial properties nationwide. With traditional lenders tightening up on their lending criteria, private money loans for commercial properties are becoming the most efficient loan product for many borrowers ...
349 E. 900 S. Suite 201
Salt Lake City, UT 84111
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
500 108th AVE NE, Suite 2000
Bellevue, WA 98004
Ascent Capital is a Northwest based private portfolio lending company. We have deep roots in the lending industry and take a disciplined approach to every real estate transaction we fund. Ascent is built on high standards, offering fair, ...
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
1 Linden Place
Great Neck, NY 11021
Based in Great Neck, NY, National Advance Group is an asset-based lender providing loans in 50 states across the United States. They offer lending solutions for a variety of scenarios, including commercial hard money loans and fix-and-flip hard money ...
601 Silver Creek Drive
Shorewood , IL 60432
Chicago-based lender Peak Choice Capital is a private lender providing funding in 45 states throughout the US. Peak Choice Capital offers short-term bridge loans, DSCR loans for investment properties (1-4 units and 5+ units), cash-out loans, fix-and-flip loans, and small-balance ...
728 3rd St, Suite D
Mukilteo, WA 98275
Westar Funding is private lender headquartered in Mukilteo, WA. They offer loans in Washington, Oregon, and Idaho. They provide commercial loans, short term loans, hard money construction loans, and fix-and-flip loans. They offer ...
20955 Pathfinder Road, Suite 370
Diamnond Bar, CA 91765
Cherrywood Commercial is a Diamnond Bar, CA based private money lender who provides loans in 48 states throughout the United States. They provide lending solutions for many different situations, including short term bridge loans and commercial hard money loans. ...
100 S 500 West
Bountiful, UT 84010
Wasatch Credit Association is a Bountiful, UT based private money lender providing funding in Oregon. They provide lending solutions for a variety of situations, including bridge loans, construction loans, short term fix and flip loans, cash out loans, hard ...
2670 N. Main St, Suite 350B
Santa Ana, CA 92705
Based in Santa Ana, CA, Unlimited Capital Group is a private lender offering loans in 15 states across the country. They offer loans for a variety of situations, including fix-and-flip loans, refinancing, bridge loans, loans for rental properties, commercial ...
1701 N. California Blvd, Suite 105
Walnut Creek, CA 94596
Peer-to-Peer Trust Deeds is an asset-based lender in Walnut Creek, CA providing funding throughout Washington, Oregon, and California. They offer loans for many different situations, including short term fix and flip loans, new construction loans, loans for rental ...
14742 Beach Blvd. #428
La Mirada, CA 90638
Liberty Financial is a private lender in La Mirada, CA providing loans in California, Washington, Oregon, Nevada, and Arizona. They provide private commercial loans, builder loans, fix-and-flip hard money loans, buy and hold loans, private refinancing, and ...
5927 Balfour Ct., Suite 208
Carlsbad, CA 92008
Helvetica Funding Group is a Carlsbad, CA based private money lender who offers loans in California, Arizona, Florida, Oregon, and Texas. They provide hard money loans for commercial properties, private refinancing, fix and flip hard money loans, hard ...
3451 W. Shaw Avenue, Suite 105
Fresno, CA 93711
Mountain Pacific Financial is a Fresno, CA based private money lender who offers funding in 10 states across the US. Their lending focus is mainly on private commercial loans. Their lending guidelines are versatile, including terms between ...
5413 Meridian Ave N, Suite C
Seattle, WA 98103
Based in Seattle, WA, WADOT Capital is a hard money lender offering loans in Washington, Oregon, and Idaho. They offer lending solutions for a variety of situations and needs, including hard money construction loans, fix and flip hard ...
200 NE Pacific St., Suite 100
Seattle, WA 98105
Headquartered in Seattle, WA, Mortgage Equities Inc is an asset-based lender offering loans throughout Washington, Oregon, and Idaho. They provide loans for many different needs and situations, including ground up construction loans, bridge loans, and commercial hard ...
3500 188th Street SW, Suite 680
Lynwood, WA 98037
Private Capital Northwest is hard money lender based in Lynwood, WA. They provide funding throughout Washington, Oregon, and Idaho. They provide short term bridge loans, hard money loans for commercial properties, builder loans, and short ...
5737 Kanan Rd
Agoura Hills, CA 91301
Allied Commercial Funding is private lender headquartered in Agoura Hills, CA. They provide funding in 43 states throughout the US. They provide lending solutions for a variety of situations and needs, including hard money loans for commercial ...
202 N. 9th Street, Suite 300
Boise, ID 83702
Payette Financial Services is a Boise, ID based hard money lender offering loans in 10 states throughout the United States. They provide loans for a variety of needs and situations, including short term fix and flip loans, cash out ...
10401 North Meridian
Indianapolis, IN 46290
LandLoan.com is an asset-based lender in Indianapolis, IN offering funding in 14 states throughout the US. Their focus is mainly on commercial loans. They issue terms between 6 months and 3 years, rates ranging between 8% ...
PO Box 58804
Tukwilla, WA 98138
Empire Financial Services is a Tukwilla, WA based hard money lender who offers funding in 16 states across the country. They offer lending solutions for a variety of situations, including hard money loans for commercial properties, fix and flip ...
225 Crossroads Blvd. Suite 254
Carmel, CA 93923
C2 Financial Corporation is a Carmel, CA based private lender. They offer loans in 9 states throughout the US. They offer hard money loans for commercial properties, investment property loans, and fix and flip loans. Their ...
357 W 200 S #200
Salt Lake City, UT 84101
Headquartered in Salt Lake City, UT, Taylor Derrick Capital is a hard money lender offering funding in 10 states across the country. They provide lending solutions for a variety of scenarios, including commercial loans, loans for rental properties, hard ...
120 N Stevens St, Suite 300
Spokane, WA 99201
Inland Capital is a Spokane, WA based hard money lender. They provide funding throughout Washington, Idaho, and Oregon. They offer short term fix and flip loans, hard money refinancing, private commercial loans, hard money construction loans, ...
5600 Arapahoe Ave
Boulder, CO 80303
Resolve Funding is a Boulder, CO based private lender who provides funding in 18 states across the US. They offer hard money bridge loans, fix-and-flip hard money loans, cash out loans, and commercial loans. Their lending guidelines ...
120 NW Hickory St
Albany, OR 97321
Lewis Hanson and Company is an Albany, OR based private money lender providing loans in Oregon. They offer loans for many different scenarios, including hard money loans for commercial properties, hard money bridge loans, long term rental property loans, ...
207 Mockingbird Ln, #402
Johnson City, TN 37604
Based in Johnson City, TN, Riverdale Funding is a hard money lender offering loans in 37 states across the country. They provide lending solutions for a variety of scenarios, including loans for investments properties, commercial hard money loans, fix ...
920 SW 6th Avenue, Suite 223
Portland, OR 97204
Northwest Money Source is an asset-based lender in Portland, OR offering loans throughout Yakima, Castle Rock, and Longview. Their focus is primarily on hard money loans for commercial properties. They make loans on ...
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