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Hard Money Loans in Putney, Vermont
Putney, VT has 30 private money lenders offering loans within the city. The average amount loaned is $335,000. Rates for private loans average 10.9%. The mean loan made in the city is 19 months in length. The mean origination percentage charged on the loans is 2.4%. 70% is the average loan-to-value for for loans in Putney.
Loan Example 1
Glen closes on a $380,000 renovation project in Putney, VT, using a private money loan from GJ Funding. Since the lender sets a 75% loan-to-value, Glen will be required to put 25% down so the principle amount of the note will be $285,000. The loan also includes the following features: 1) a 6 month term, 2) a 9% interest only note, and 3) a five percent origination fee.
Therefore, the borrower will need to contribute a $95,000 down payment in addition to paying a $14,250 origination fee. Once the loan closes, he will have to pay GJ Funding $2,138 in monthly interest fees, or 9% multiplied times $285,000 divided by 12 months in a year. At the end of the note, he sells the rehabed property for $551,000. After deducting the $12,825 in interest payments ($2,138 multiplied times 6 months), the $14,250 origination fee, the $285,000 principle amount on the note, and the $95,000 he brought to closing, he will make a gross profit of $143,925 ($551,000 price minus $407,075 in total costs). This amount would be reduced by any renovation costs paid by the borrow.
Loan Example 2
Red Oak Finance Group makes a loan to Elma for a rehab project in Putney, VT. The deal includes the following:
$350,000 sales price
75% loan-to-value (LTV)
12 month term
9% rate of interest
3% origination fee
Elma plans to list the house when the note expires for $490,000. If she achieves this goal, the deal numbers would be the following:
$490,000 sales price
- $262,500 principle on note (75% LTV)
- $87,500 cash paid at closing (25% on 75% LTV)
- $7,875 origination fee (3% of the $262,500 principle amount)
- $23,625 total interest paid (12 months x 9% interest)
-----------------------
= $108,500 total profit (does not include taxes or rehab costs)
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Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
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HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
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Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
CMN Funding
1510 Central Ave, Suite 380
Albany, NY 12205
Headquartered in Albany, NY, CMN Funding is a hard money lender providing loans all across the US. Their lending focus is primarily on private commercial real estate loans. They issue loan amounts starting at $100,000 with no maximum. They will ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Stormfield Capital
35 Old Post Road
Southport, CT 06890
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Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
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Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Center Street Lending
18201 Von Karman, Suite 400
Irvine, CA 92612
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T&M Commercial Funding
259 Minot Ave
Auburn, ME 04210
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Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
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Cherrywood Commercial
20955 Pathfinder Road, Suite 370
Diamnond Bar, CA 91765
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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Rapid Commercial Loans
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Frisco, TX 75034
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Peak Choice Capital
601 Silver Creek Drive
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National Advance Group
1 Linden Place
Great Neck, NY 11021
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
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ABC Capital Investments
1218 N. Marshall Street
Philadelphia, PA 19122
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11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
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Rental Home Financing
9465 Counselors Way, Suite 200
Indianapolis, IN 46240
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Allied Commercial Funding
5737 Kanan Rd
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Foxpoint Lending
One Richmond Square
Providence, RI 02906
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Northeast Lending Services
8431 Liberty Avenue
North Bergen, NJ 07047
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Green Knight Funding
600 Loring Avenue, Suite 5
Salem, MA 01907
Based in Salem, MA, Green Knight Funding is a hard money lender offering funding throughout Massachusetts, New Hampshire, Connecticut, Vermont, Rhode Island, Maine, and Florida. They offer lending solutions for a variety of situations and needs, including fix ...
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Private Capital USA
3505 Veterans Memorial Highway, Suite D
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Wallace Capital
132 Lincoln Street, Suite 6L
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