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Refinance / Cash Out Loans in Lowell, Massachusetts
Lowell, MA has 48 private money refinance lenders in the city. The average note amount is $315,834. The average interest rate for private loans in Lowell is 11.2%. 16 months is the average term for loans made in the city. The average note includes a 3.1 point origination fee. Lenders in Lowell average a 76% loan to value (LTV) on their loans.
Loan Example 1
Kayla owns a an industrial building she uses for her business's operations in Lowell, MA. She decides she requires cash for her business's operation but she is denied by her credit union for a cash out refi loan, so she goes to East Star Lending for a hard money refinance. The lender carries out a market comparison and deems the real estate to be valued at $2,500,000. They agree to loan Kayla 60% of the estimated market value (the LTV). The lender will deduct 4 origination points when the loan closes and will receive interest only payments at 9% for 4 years. The principle will be paid off in a single balloon sum when the note expires. By the stipulations of the loan, East Star Lending will give Kayla a sum of $1,440,000 on her real estate ($2,500,000 value x 60% LTV - $60,000 in origination points). Kayla will pay $11,250 monthly in interest until the note matures and will finally re-pay the $1,500,000 principle amount on the note.
Loan Example 2
Etta is a business owner in Lowell, MA who owns a retail space she uses for her operations. She goes to Pretty Perfect Investment Group for a cash out refinancing after she is rejected for a loan by her local bank to fund her company's future operational needs. The lender does a market value comparison and determines the real estate is worth $2,200,000. They agree to loan Etta 50% of this market value (the LTV). The lender will start to collect interest only payments for a 5 year period. They will also be paid 2 points at the closing and will have the principle repaid in one balloon sum when the note matures. By the stipulations of this deal, Pretty Perfect Investment Group will give Etta a total of $1,078,000 on her real estate ($2,200,000 estimated value x 50% loan to value - $22,000 in origination fees). Etta will pay $8,250 monthly in interest until the note matures and will then repay the $1,100,000 principle value of the note.
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
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Conquest Capital Partners
859 Willard Street, Suite 503
Quincy, MA 02169
Conquest Capital Partners is an asset-based lender providing loans in Boston, Dallas, and Austin. They provide lending solutions for a variety of situations and needs, including ground up construction loans, hard money bridge loans, loans for investments properties, private refinancing, ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
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Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
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RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Stormfield Capital
35 Old Post Road
Southport, CT 06890
Stormfield Capital is a Southport, CT based private money lender. They provide funding in 12 states throughout the country. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, cash ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
Founded in 2012 and headquartered in Austin, TX, Visio Lending is the nation’s leader in rental loans. We help investors grow their rental portfolios with our laser-like focus, streamlined process, innovative technology, and outstanding team. A strong leadership team backed ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
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Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
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Asset Based Lending LLC
66 Hudson Street, Suite 301
Hoboken, NJ 07030
Asset Based Lending LLC is a Hoboken, NJ based hard money lender who offers funding in 9 states across the US. They offer loans for a variety of scenarios, including new construction loans, hard money refinancing, loans for investments ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
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Aero Capital Finance
439 W Vine St
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Figure.com
650 California Street, Suite 2700
San Francisco, CA 94108
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Sharestates
45 North Station Plaza
Great Neck, NY 11021
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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Capital Three Sixty
7 Towpath Lane
Avon, CT 06001
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Diversified Funding Incorporated
63 Atlantic Avenue
Boston, MA 02110
For 40 years, DFI has been a leading private lender in the greater Boston area. We have earned our reputation as a reliable and responsive lender to investors and developers seeking to acquire, develop or refinance real estate.We provide real ...
Pepe Berard Capital
211 South Ridge Street
Rye Brook, NY 10573
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M&M Private Lending Group
1 West Las Olas Blvd, Suite 500
Ft. Lauderdale, FL 33310
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Mass Private Lending
113 Ripley Rd
Cohasset, MA 02025
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Flip N Fast Loans
4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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REI Capital
5660 Strand Court
Naples, FL 34110
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
Fort Worth, TX 76102
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Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Creative Hard Money LLC
508 Whitehorse Mercerville Rd
Hamilton, NJ 08610
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11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
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YC Funding
1010 NE 2nd Ave
Miami Beach, FL 33132
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Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
Bridge Well Capital is a hard money lender in Orlando, FL offering funding in 40 states throughout the United States. They provide loans for investments properties, cash out hard money loans, and fix-and-flip hard money loans. Their ...
Northborough Capital Partners
56 Pine Street, 3rd Floor
Providence, RI 02903
Headquartered in Providence, RI, Northborough Capital Partners is an asset-based lender offering funding in Massachusetts, New Hampshire, Rhode Island, Maine, and Connecticut. They offer loans for a variety of situations, including refinancing, ground up construction loans, fix-and-flip loans, ...
Unlimited Capital Group
2670 N. Main St, Suite 350B
Santa Ana, CA 92705
Based in Santa Ana, CA, Unlimited Capital Group is a private lender offering loans in 15 states across the country. They offer loans for a variety of situations, including fix-and-flip loans, refinancing, bridge loans, loans for rental properties, commercial ...
Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
Asset Avenue is private money lender based in Los Angeles, CA. They provide loans in 44 states across the United States. They provide loans for a variety of needs and situations, including short term loans, investment property ...
Pro Builder Financial
396 Washington Street, Suite 225
Wellesley, MA 02481
Headquartered in Wellesley, MA, Pro Builder Financial is a hard money lender offering funding throughout New Hampshire, Massachusetts, Connecticut, Rhode Island, and Maine. They offer commercial hard money loans, construction loans, fix and flip loans, buy and hold ...
Gala Resources
1212 Avenue of the Americas
New York, NY 10036
Gala Resources is private lender headquartered in New York, NY. They offer funding in 8 states throughout the country. They offer private refinancing, rental property loans, fix-and-flip hard money loans, bridge loans, hard money loans for commercial ...
Harper Financial
1350 Belmont St., Suite 104
Brockton, MA 02301
Harper Financial is private lender headquartered in Brockton, MA. They provide funding in Massachusetts. They offer private refinancing, bridge loans, commercial loans, and fix and flip loans. They issue loans with a maximum LTV ...
Regina Capital
20 Scenic Hill Lane
Monroe, CT 06468
Regina Capital is an asset-based lender headquartered in Monroe, CT providing loans in New York, New Jersey, Massachusetts, and Connecticut. They provide lending solutions for many different scenarios, including commercial loans, private refinancing, hard money construction loans, rental ...
Buy Now Hard Money
440 Middlesex Road, Suite 234
Tyngsboro, MA 01879
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Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
Investor Rehab Funding is hard money lender headquartered in Atlanta, GA. They provide loans in 40 states throughout the US. They offer fix-and-flip hard money loans, private refinancing, investment property loans, and new construction loans. ...