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Refinance / Cash Out Loans in Lowell, Massachusetts
Lowell, MA has 48 private money refinance lenders in the city. The average note amount is $315,834. The average interest rate for private loans in Lowell is 11.2%. 16 months is the average term for loans made in the city. The average note includes a 3.1 point origination fee. Lenders in Lowell average a 76% loan to value (LTV) on their loans.
Loan Example 1
Kayla owns a an industrial building she uses for her business's operations in Lowell, MA. She decides she requires cash for her business's operation but she is denied by her credit union for a cash out refi loan, so she goes to East Star Lending for a hard money refinance. The lender carries out a market comparison and deems the real estate to be valued at $2,500,000. They agree to loan Kayla 60% of the estimated market value (the LTV). The lender will deduct 4 origination points when the loan closes and will receive interest only payments at 9% for 4 years. The principle will be paid off in a single balloon sum when the note expires. By the stipulations of the loan, East Star Lending will give Kayla a sum of $1,440,000 on her real estate ($2,500,000 value x 60% LTV - $60,000 in origination points). Kayla will pay $11,250 monthly in interest until the note matures and will finally re-pay the $1,500,000 principle amount on the note.
Loan Example 2
Etta is a business owner in Lowell, MA who owns a retail space she uses for her operations. She goes to Pretty Perfect Investment Group for a cash out refinancing after she is rejected for a loan by her local bank to fund her company's future operational needs. The lender does a market value comparison and determines the real estate is worth $2,200,000. They agree to loan Etta 50% of this market value (the LTV). The lender will start to collect interest only payments for a 5 year period. They will also be paid 2 points at the closing and will have the principle repaid in one balloon sum when the note matures. By the stipulations of this deal, Pretty Perfect Investment Group will give Etta a total of $1,078,000 on her real estate ($2,200,000 estimated value x 50% loan to value - $22,000 in origination fees). Etta will pay $8,250 monthly in interest until the note matures and will then repay the $1,100,000 principle value of the note.
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
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Conquest Capital Partners
859 Willard Street, Suite 503
Quincy, MA 02169
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28 Bloomfield Avenue
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Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
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Kiavi
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JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
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75 Gerber Road East
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Stormfield Capital
35 Old Post Road
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Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
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Visio Lending
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Austin, TX 78758
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Dominion Financial
32 S Street
Baltimore, MD 21202
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New Silver
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42 Thompson Street, Suite 1A
East Haven, CT 06513
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Asset Based Lending LLC
66 Hudson Street, Suite 301
Hoboken, NJ 07030
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Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
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Peak Choice Capital
601 Silver Creek Drive
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650 California Street, Suite 2700
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Sharestates
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
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7 Towpath Lane
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Diversified Funding Incorporated
63 Atlantic Avenue
Boston, MA 02110
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Pepe Berard Capital
211 South Ridge Street
Rye Brook, NY 10573
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M&M Private Lending Group
1 West Las Olas Blvd, Suite 500
Ft. Lauderdale, FL 33310
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Mass Private Lending
113 Ripley Rd
Cohasset, MA 02025
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4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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5660 Strand Court
Naples, FL 34110
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
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Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Creative Hard Money LLC
508 Whitehorse Mercerville Rd
Hamilton, NJ 08610
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11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
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YC Funding
1010 NE 2nd Ave
Miami Beach, FL 33132
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Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
Bridge Well Capital is a hard money lender in Orlando, FL offering funding in 40 states throughout the United States. They provide loans for investments properties, cash out hard money loans, and fix-and-flip hard money loans. Their ...
Northborough Capital Partners
56 Pine Street, 3rd Floor
Providence, RI 02903
Headquartered in Providence, RI, Northborough Capital Partners is an asset-based lender offering funding in Massachusetts, New Hampshire, Rhode Island, Maine, and Connecticut. They offer loans for a variety of situations, including refinancing, ground up construction loans, fix-and-flip loans, ...
Unlimited Capital Group
2670 N. Main St, Suite 350B
Santa Ana, CA 92705
Based in Santa Ana, CA, Unlimited Capital Group is a private lender offering loans in 15 states across the country. They offer loans for a variety of situations, including fix-and-flip loans, refinancing, bridge loans, loans for rental properties, commercial ...
Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
Asset Avenue is private money lender based in Los Angeles, CA. They provide loans in 44 states across the United States. They provide loans for a variety of needs and situations, including short term loans, investment property ...
Pro Builder Financial
396 Washington Street, Suite 225
Wellesley, MA 02481
Headquartered in Wellesley, MA, Pro Builder Financial is a hard money lender offering funding throughout New Hampshire, Massachusetts, Connecticut, Rhode Island, and Maine. They offer commercial hard money loans, construction loans, fix and flip loans, buy and hold ...
Gala Resources
1212 Avenue of the Americas
New York, NY 10036
Gala Resources is private lender headquartered in New York, NY. They offer funding in 8 states throughout the country. They offer private refinancing, rental property loans, fix-and-flip hard money loans, bridge loans, hard money loans for commercial ...
Harper Financial
1350 Belmont St., Suite 104
Brockton, MA 02301
Harper Financial is private lender headquartered in Brockton, MA. They provide funding in Massachusetts. They offer private refinancing, bridge loans, commercial loans, and fix and flip loans. They issue loans with a maximum LTV ...
Regina Capital
20 Scenic Hill Lane
Monroe, CT 06468
Regina Capital is an asset-based lender headquartered in Monroe, CT providing loans in New York, New Jersey, Massachusetts, and Connecticut. They provide lending solutions for many different scenarios, including commercial loans, private refinancing, hard money construction loans, rental ...
Buy Now Hard Money
440 Middlesex Road, Suite 234
Tyngsboro, MA 01879
Buy Now Hard Money is a Tyngsboro, MA based hard money lender who provides loans in Massachusetts and New Hampshire. They offer private commercial loans, bridge loans, ground-up construction loans, fix and flip hard money loans, and private ...
Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
Investor Rehab Funding is hard money lender headquartered in Atlanta, GA. They provide loans in 40 states throughout the US. They offer fix-and-flip hard money loans, private refinancing, investment property loans, and new construction loans. ...
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