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Refinance / Cash Out Loans in Bessemer, Alabama
Bessemer, AL has 35 private money lenders offering refinancing in the city. In this city, the median amount for loans is $301,563. The median rate for loans in Bessemer is 10.1%. The median loan issued in the city has a term of 43 months. The average hard money loan made in the city carries a 3.1 percent origination cost. 72% is the average loan-to-value (LTV) offered for for loans in Bessemer.
Loan Example 1
Jamie owns a small business in Bessemer, AL. She runs her operation from an office building that she owns outright. In order to obtain much needed funds to expand her business, she cashes out a portion of the equity in her building via a private money cash out refinance from Mountain Rock Finance. The lender agrees to fund 60% of the estimated market value of the property (LTV) in exchange for a deed of trust and they deem the building to be worth around $2,700,000. The lender will subtract 1 origination points when the loan closes and will then be paid interest only payments at 13% for 5 years. The principle will be paid back in one balloon sum when the note matures. Jamie receives $1,603,800 in cash from Mountain Rock Finance when the loan is executed ($2,700,000 value x 60% LTV - $16,200 in origination fees). She will then begin making monthly payments in the amount of $17,550 for the 5 year length of the note. She will then make one final payment of $1,620,000 to close the debt.
Loan Example 2
Timothy owns a a building for his company's operations in Bessemer, AL. He makes an arrangement with his business partner to purchase their ownership of the enterprise but he doesn't have enough cash on hand to do so. To make the transaction happen, he takes cash out of the equity in the property through a private money cash-out refinancing from Big City Funding. The lender carries out a market comparison and estimates the property is valued at $2,000,000. They will loan Timothy 45% of the estimated market value (the LTV). The lender will start to collect interest only payments for a 5 year period. They will also be paid 1 points at the close and will have the principle repaid in a single balloon payment when the loan matures. The principle is $900,000 but Big City Funding will contribute Timothy $891,000 after charging the origination fees of $9,000. They will also receive $9,750 in monthly interest payments until they are paid back when the loan matures.
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
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Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
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Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
Direct Lending Partners originates short-term real estate loans for the purpose of acquiring and renovating distressed residential real estate in the states of AL, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MO, NC, NE, ...
Kiavi
575 Market Street
San Francisco, CA 94105
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JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
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Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
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RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
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Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
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Dominion Financial
32 S Street
Baltimore, MD 21202
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New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
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Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
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Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
LOAN FUNDr
34 South Broadway, Suite 204
White Plains, NY 10601
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Figure.com
650 California Street, Suite 2700
San Francisco, CA 94108
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Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
Chicago-based lender Peak Choice Capital is a private lender providing funding in 45 states throughout the US. Peak Choice Capital offers short-term bridge loans, DSCR loans for investment properties (1-4 units and 5+ units), cash-out loans, fix-and-flip loans, and small-balance ...
Sharestates
45 North Station Plaza
Great Neck, NY 11021
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Flip N Fast Loans
4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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REI Capital
5660 Strand Court
Naples, FL 34110
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
Fort Worth, TX 76102
AMUSA Commercial Capital is a Dallas, TX based private money lender. They provide funding throughout the country. Their lending focus is mainly on non-bankable commercial real estate loans and Investment 1 to 4 loans. Their loan guidelines are flexible, including ...
Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
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Creative Hard Money LLC
508 Whitehorse Mercerville Rd
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11 Capital Finance
20 West Vine Street #575
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YC Funding
1010 NE 2nd Ave
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Asset Avenue
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Bridge Well Capital
496 Delaney Ave #408
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9465 Counselors Way, Suite 200
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Baker Collins & Co.
260 Peachtree St, Suite 1002
Atlanta, GA 30303
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Investor Rehab Funding
1995 North Park Place SE, Suite 415
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