Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Refinance / Cash Out Loans in Rathdrum, Idaho
Rathdrum, ID has 31 hard money refi lenders in the city. In this city, the median loan amount is $283,438. The median interest rate for hard money loans in Rathdrum is 10.8%. The mean loan made in this city is 42 months in length. The mean origination for the loans is 4.0 points. Lenders typically offer a 77% loan-to-value (LTV) on hard money loans in Rathdrum.
Loan Example 1
Rosa is an entrepreneur in Rathdrum, ID and she owns an industrial building for her operation. She determines she requires some funding for her business operation but she's refused by her local bank for a cash out refinance loan, so she looks to Blue Door Lending Company for a hard money loan. The lender carries out a market value analysis and estimates the real estate to be worth around $800,000. They agree to loan Rosa 40% of this estimated market value (the LTV). The lender will subtract 3 origination points at the close and then receive interest only payments at 13% for 1 years. The principle will be paid off in one balloon payment when the loan matures. According to the stipulations of this loan, Blue Door Lending Company will give Rosa a sum of $310,400 on her property ($800,000 value x 40% loan-to-value - $9,600 in origination charges). Rosa will then pay $3,467 monthly in interest fees until the loan expires and will finally return the $320,000 face amount on the loan.
Loan Example 2
Hannah operates a company in Rathdrum, ID. She runs her operation out of a commercial building which she owns outright. She turns to North Star Investment Corporation for a cash out refi loan after she is refused a loan by her credit union for her business's current operational needs. In exchange for a first lien position on the real estate, the lender will fund Hannah 45% of its $700,000 market value. The lender will start to collect interest-only payments for a 5 year period. Additionally, they will be paid 3 points at closing and will then get the principle returned in a single balloon sum when the loan matures. According to the specifications of the loan scenario, North Star Investment Corporation will give Hannah a total of $305,550 on her real estate ($700,000 estimated market value x 45% loan-to-value - $9,450 in origination charges). Hannah will pay $3,150 monthly in interest fees until the loan matures and will then re-pay the $315,000 principle amount on the loan.
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Stratton Equities
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Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
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Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
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Dominion Financial
32 S Street
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Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
New Silver
2475 Albany Ave #203B
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Fairfield Financial Services
Portland, OR
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Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Level 4 Funding
440 E Huntington Dr #300
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Figure.com
650 California Street, Suite 2700
San Francisco, CA 94108
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Sunset Equity Funding
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Culver City, CA 90232
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Ascent Capital
500 108th AVE NE, Suite 2000
Bellevue, WA 98004
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Peak Choice Capital
601 Silver Creek Drive
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Sharestates
45 North Station Plaza
Great Neck, NY 11021
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Flip N Fast Loans
4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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Roc Capital
645 Madison Ave
New York City, NY 10022
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
Fort Worth, TX 76102
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Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
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Finance of America Commercial
4201 Congress Street, Suite 475
Charlotte, NC 28209
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11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
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Pacific Northwest Trust
6019 308th Ave SE
Preston, WA 98050
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Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
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Asset Avenue
1100 Glendon Ave, 18th Floor
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Blue Matrix Holdings LLC
10011 Bridgeport Way SW, Suite 1500-294
Lakewood, WA 98499
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Payette Financial Services
202 N. 9th Street, Suite 300
Boise, ID 83702
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Riverdale Funding
207 Mockingbird Ln, #402
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Inland Capital
120 N Stevens St, Suite 300
Spokane, WA 99201
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