Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
Hard Money Loans in Mesa, Arizona
Mesa, AZ has 50 private money lenders in the city. Loan amounts average approximately $325,000. The average rate for hard money loans in Mesa is 12.0%. The median note issued in this city is for 26 months. The average origination for loans is 3.0 points. Lenders in Mesa average a 73% loan to value on their deals.
Loan Example 1
Millie takes a hard money loan from River City Investment Corporation in order to rehab a property to resale in the Royal Palms neighborhood of Mesa, AZ. The sales price of the property is $280,000. Since the lender agrees to a 70% loan to value, Millie will have to put 30% down and the principle amount of the note will be $196,000. The note is interest only, paid monthly, and is for 12 months at 10% interest with 2 origination points paid when the deal closes.
On top of the $3,920 origination fee, Millie will also fund $84,000 of the purchase with her own cash, or 30% of the purchase price. Once the deal closes, she will pay River City Investment Corporation $1,633 in monthly interest payments, or 10% multiplied by $196,000 divided by 12 months in a year. If Millie sells the property for $406,000 after 12 months, she would then realize a total profit of $102,480 after subtracting the principle of $196,000, the cash contributed at the close of $84,000, the origination fee of $3,920, and the total interest payments of $19,600. This profit doesn't include remodeling costs.
Loan Example 2
Robyn takes out a loan from Blue Door Finance Company so she can rehab a property to re-sell in the Tierra Ranchos neighborhood of Mesa, AZ. The deal has the following terms:
a) A $350,000 sales price, b) a 80% loan-to-value (LTV), c) a 6 month term, d) a 8% interest rate, and e) a 4% origination fee.
Robyn intends to list the house when the note expires for $525,000. If she achieves this goal, the deal numbers would be as follows:
$525,000 sales price
- $280,000 note principle (80% LTV)
- $70,000 cash paid at closing (20% on 80% LTV)
- $11,200 origination fee (4% of the $280,000 principle amount)
- $11,200 interest payments (6 months x 8% interest)
-----------------------
= $152,600 total profit (doesn't include taxes or renovation costs)
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
Applewood Funding
3003 N. 73rd Street #3
Scottsdale, AZ 85251
Applewood Funding is an asset-based lender in Scottsdale, AZ providing funding in Phoenix. They provide cash out hard money loans, loans for investments properties, and fix-and-flip loans. They offer loan amounts ranging from $10,000 to $500,000 ...
Clear Mortgage
9399 South Priest Drive
Tempe, AZ 85284
Clear Mortgage is a private lender based in Tempe, AZ offering funding in Phoenix. They provide ground-up construction loans, fix and flip hard money loans, hard money loans for commercial properties, investment property loans, hard money bridge loans, ...
Hard Money Lenders Arizona
40 N. Central Ave, Suite 1400
Phoenix, AZ 85004
Hard Money Lenders Arizona is a Phoenix, AZ based private money lender who offers loans throughout Phoenix. They offer construction loans, private commercial loans, short term bridge loans, cash out loans, fix and flip hard money loans, and buy and ...
Quick Source Capital
5229 North 7th Avenue, Suite 110
Phoenix, AZ 85013
Quick Source Capital is a private lender in Phoenix, AZ offering funding in Phoenix. They offer fix-and-flip hard money loans and rental property loans. Their lending parameters are flexible, including loans with a maximum LTV of 85%. ...
National Business Funding Solutions
2155 W. Pinnacle Peak Road, Suite 201
Phoenix, AZ 85027
Headquartered in Phoenix, AZ, National Business Funding Solutions is a hard money lender providing funding throughout Phoenix. They offer short term bridge loans, cash out loans, and hard money loans for commercial properties. They issue loan ...
Prime Plus Mortgages
7137 E Rancho Vista Dr, Suite B05
Scottsdale, AZ 85251
Prime Plus Mortgages is private money lender headquartered in Scottsdale, AZ. They provide loans throughout Phoenix. They offer buy and hold loans, fix-and-flip hard money loans, and hard money bridge loans. Their loan parameters are ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Capella Mortgage
3765 E. Sunset Road B9
Las Vegas, NV 89120
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
CMN Funding
1510 Central Ave, Suite 380
Albany, NY 12205
Headquartered in Albany, NY, CMN Funding is a hard money lender providing loans all across the US. Their lending focus is primarily on private commercial real estate loans. They issue loan amounts starting at $100,000 with no maximum. They will ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Fidelity Bancorp Funding
1551 N. Tustin Ave. Suite 700
Santa Ana, CA 92705
Fidelity Bancorp Funding is an Orange, CA based hard money lender who provides loans throughout California. They provide commercial hard money loans and rental property loans. They issue loan amounts ranging from $250,000 to $125,000,000 and terms between 6 months ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Axis Property Advisors
727 E Bethany Home Rd. D222
Phoenix, AZ 85014
Based in Phoenix, AZ, Axis Property Advisors is a private lender offering funding in Arizona. They offer fix and flip hard money loans and rental property loans. Their loan parameters are flexible, including rates ranging between 10.99% ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
BradLoans
7522 East McDonald Drive
Scottsdale, AZ 85250
Based in Scottsdale, AZ, BradLoans is a private money lender providing funding in Arizona. They offer lending solutions for many different scenarios, including buy and hold loans, private refinancing, and fix-and-flip loans. They issue loans with ...
Lantzman Lending
11696 Sorrento Valley Rd, Suite 201
San Diego, CA 92121
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, Nevada and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, new construction ...
Bolour Associates
8383 Wilshire Boulevard, Suite 460
Beverly Hills, CA 90211
BOLOUR is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private commercial loans, loans for ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
Silver Hill Funding
4425 Ponce De Leon Blvd, Suite 250
Coral Gables, FL 33146
Silver Hill Funding is private lender based in Coral Gables, FL. They provide funding in 39 states throughout the United States. Their lending focus is primarily on commercial loans. They provide rates ranging between 6% ...
LM2 Investment Group
9160 East Bahia Drive #105
Scottsdale, AZ 85260
LM2 Investment Group is a Scottsdale, AZ based private money lender. They offer loans in Arizona. They provide lending solutions for a variety of scenarios, including investment property loans and fix and flip loans. They provide ...
Wolf Mortgage
7137 E Rancho Vista Dr
Scottsale, AZ 85251
Wolf Mortgage is private money lender based in Scottsale, AZ. They provide loans throughout Arizona. They offer loans for a variety of situations, including long term rental property loans and fix-and-flip hard money loans. Their loan ...
Legacy Group Capital
400 112th Ave NE Street Suite 300
Bellevue, WA 98004
Legacy Group Capital (Legacy) is an integrated real estate company focused on community-based engagement in private lending and real estate investing. Legacy empowers homebuilders, real estate investors, homeowners, and homebuyers with a flexible lending and investment platform. The Legacy platform ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Level 4 Funding
440 E Huntington Dr #300
Arcadia, CA 91016
Based in Arcadia, CA, Level 4 Funding is a private lender providing loans in 8 states across the country. They offer cash out hard money loans, short term bridge loans, construction loans, rental property loans, private commercial loans, ...
Hilton Financial Corporation
11024 N. 28th Drive Suite 170
Phoenix, AZ 85029
Hilton Financial Corporation is an asset-based lender headquartered in Phoenix, AZ offering loans in Arizona, Colorado, Hawaii, Ohio, Tennessee, Texas, & Utah.They offer loans for a variety of situations, including fix-and-flip, fix-and lease, spec construction, and manufactured home set up ...
Kenwood Mortgage Investments
7950 East Redfield Road #110
Scottsdale, AZ 85260
Headquartered in Scottsdale, AZ, Kenwood Mortgage Investments is a private money lender providing loans throughout Arizona. They provide investment property loans, ground up construction loans, private commercial loans, and fix-and-flip loans. They issue loan amounts ranging ...
Iron Bridge Lending
9755 SW Barnes Road, Suite 420
Portland, OR 97225
Headquartered in Portland, OR, Iron Bridge Lending is a private money lender offering funding in 10 states across the country. Their focus is primarily on fix-and-flip hard money loans. They issue terms between 6 months and 1 ...
T&M Commercial Funding
259 Minot Ave
Auburn, ME 04210
T&M Commercial Funding is an Auburn, ME based private lender who provides loans in 47 states across the US. They provide lending solutions for a variety of situations and needs, including bridge loans and commercial hard money loans. ...
Genesis Capital
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
Center Street Lending
18301 Von Karman, Suite 330
Irvine, CA 92612
Center Street Lending is a private lender headquartered in Irvine, CA offering loans in 13 states throughout the country. We provide hard money loans for business purpose and non-owner occupied residential properties. Fix and flip, buy and hold, rental property ...
Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
Park Place Finance is a nationwide, direct private lender, specializing in Fix and Flip, Bridge, and DSCR loans. With same day approvals and an average 3-5 day close time, Park Place Finance is the business partner you need to get ...
CSI Mortgage Corporation
14350 N. Frank Lloyd Wright Blvd., Suite 5
Scottsale, AZ 85260
CSI Mortgage Corporation is hard money lender based in Scottsale, AZ. They offer loans in Arizona. They offer lending solutions for many different needs and situations, including rental property loans, commercial hard money loans, and fix-and-flip ...
Capital Fund 1
14555 N Scottsdale Rd, Suite 200
Scottsdale, AZ 85254
Capital Fund 1 is a Scottsdale, AZ-based hard money lender who offers funding throughout the Southwest. CF1 provides lending solutions to fit the needs of real estate investors, including new construction loans, commercial loans, refinancing, investment property loans, and short-term ...
Heartland Capital Group
15455 Dallas Parkway, suite 600
Addison, TX 75001
Heartland Capital Group is an asset-based lender in Addison, TX providing funding throughout Texas, Arizona, New Mexico, Utah, and Colorado. They offer lending solutions for a variety of scenarios, including commercial loans, short term loans, and cash ...
Lead Funding
7400 East Orchard Road, Suite 3000N
greenwood Village, CO 80111
Lead Funding is a private money lender offering funding in Arizona, Colorado, Texas, and Washington. They offer lending solutions for many different scenarios, including private refinancing, fix-and-flip hard money loans, and hard money construction loans. They provide rates starting at ...
Kell Capital
221 N. Kansas St, Suite 1211
El Paso, TX 79901
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, their funding has helped to improve communities throughout El Paso and Austin by bettering the real estate landscape, helping to improve the viability ...
Active Funding Group
PO Box 5377
Scottsdale, AZ 85261
Headquartered in Scottsdale, AZ, Active Funding Group is a private money lender offering loans in Arizona. They provide loans for many different situations and needs, including fix-and-flip hard money loans and rental property loans. They issue loans ...
Figure.com
650 California Street, Suite 2700
San Francisco, CA 94108
At Figure, we're transforming home equity by creating a faster, simpler and more transparent way to meet your financial goals. Learn how to use the equity in your home to consolidate debt, pay for home improvement, or fund your goals. ...
Pacific Northwest Trust
6019 308th Ave SE
Preston, WA 98050
Headquartered in Preston, WA, Pacific Northwest Trust is a private money lender providing funding throughout the following areas: Seattle, Everett, Bellevue, Olympia, Tacoma, Issaquah, Bellingham, Spokane, Portland, and Phoenix. They provide bridge loans, hard money refinancing, construction loans, ...
Artisan Real Estate Group
3239 West Lone Cactus Drive
Phoenix, AZ 85027
Headquartered in Phoenix, AZ, Artisan Real Estate Group is an asset-based lender providing loans throughout Phoenix. They offer investment property loans, commercial hard money loans, and fix and flip hard money loans. Their loan guidelines are versatile, ...
A&A Funding Corporation
11811 N. Tatum Blvd, Suite P137
Phoenix, AZ 85028
A&A Funding Corporation is private money lender based in Phoenix, AZ. They provide loans throughout Phoenix. They provide fix-and-flip hard money loans, hard money loans for commercial properties, loans for rental properties, cash out hard money loans, ...
212 Loans
909 NE Loop 410 Suite #100
San Antonio, TX 78209
212 Loans is a San Antonio, TX based private lender offering loans across these areas: Los Angeles, San Diego, Denver, Phoenix, Dallas, Fort Worth, Austin, San Antonio, Houston, Galveston, Chicago, Nashville, Atlanta, Charlotte, and Tampa. They offer loans ...
Windvest Corporation
3131 Camino Del Rio North, Suite 310
San Diego, CA 92108
Windvest Corporation is a private lender based in San Diego, CA offering loans in Seattle, Portland, Phoenix, and Nashville. They offer loans for a variety of situations and needs, including investment property loans, hard money loans for commercial ...
Capital Market Funds
8442 E Chaparral
Scottsdale, AZ 85250
Capital Market Funds is private lender based in Scottsdale, AZ. They provide funding throughout Phoenix. They provide lending solutions for many different scenarios, including hard money bridge loans, rental property loans, private commercial loans, and short ...