All Inclusive Realty Group
3130 Fite Circle, Suite 1
Sacramento, CA 95827
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About All Inclusive Realty Group
Headquartered in Sacramento, CA, All Inclusive Realty Group is a private money lender offering loans across these locations: Sacramento, El Dorado Hills, Folsom, Elk Grove, Woodland, Roseville, Rocklin, Lincoln, Davis, Rancho Cordova, Orangevale, Granite Bay, and Fair Oaks. They offer lending solutions for a variety of scenarios, including short term loans and fix and flip loans. They provide terms between 0 and 1 year and loan amounts ranging from $10,000 to $500,000. They primarily offer funding on single family residences and multi-family units.
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Loan Types Offered: Fix and Flip Loans, Bridge Loans
Property Types Covered: Single Family, Multi Family
Areas Served: Sacramento, El Dorado Hills, Folsom, Elk Grove, Woodland, Roseville, Rocklin, Lincoln, Davis, Rancho Cordova, Orangevale, Granite Bay, Fair Oaks
Licenses: DRE# 02005619
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Lending Guidelines for All Inclusive Realty Group
Below are the general loan guidelines published on the All Inclusive Realty Group website. Please confirm all terms and rates directly with the lender.
Fix and Flip Loans
Loan Amounts: $10,000 - $500,000
Available Rates: N/A
Typical Terms: 0 months - 12 months
Points Charged: N/A
Max Loan-to-Value (LTV): N/A
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: N/A
Time to Close: 15 DaysBridge Loans
Loan Amounts: $10,000 - $500,000
Available Rates: N/A
Typical Terms: 0 months - 12 months
Points Charged: N/A
Max Loan-to-Value (LTV): N/A
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: N/A
Time to Close: 15 Days -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by All Inclusive Realty Group.
Loan Example 1
James takes a hard money loan from All Inclusive Realty Group in order to renovate a townhome to flip in Sacramento, CA. The price of the house is $330,000. Because the lender agrees to a 75% loan-to-value, James will need to put 25% down and the amount of the loan will be $247,500. The terms of the note also include a five point origination fee that will be paid at closing and a 6 month, interest only note with a 8% rate of interest.
On top of the $12,375 origination fee, James will also have to fund $82,500 of the purchase with his own money, or 25% of the purchase price. The monthly interest only payments will then total $1,650 to All Inclusive Realty Group. At the end of the note, he sells the rehabed house for $445,500. After subtracting the $9,900 in total interest payments ($1,650 times 6 months), the $12,375 origination fee, the $247,500 principle on the note, and the $82,500 he brought to closing, he will make a total profit of $93,225 ($445,500 price minus $352,275 in total costs). This amount would then be reduced by any renovation costs paid out of pocket.
Loan Example 2
Ricky takes a private money loan from All Inclusive Realty Group so he can remodel a property to resell in Sacramento, CA. The loan has the following terms:
$350,000 purchase price
60% loan to value (LTV)
12 month term
9% rate of interest
5% origination feeAfter the rehab project is completed, if Ricky sells the house for $420,000, the numbers would be as follows:
$420,000 sales price
- $210,000 principle (60% LTV)
- $140,000 cash paid at closing (40% on 60% LTV)
- $10,500 origination points (5% of the $210,000 principle amount)
- $18,900 interest payments (12 months x 9% interest)
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= $40,600 total profit (does not include taxes or rehab costs) -
Yelp! Review
by Mike W. 11/26/2023 Gary burmaster ,is a con man. Please take me seriously he screws over every one, his company real estate license is restricted, from screwing people over
Read more on Yelp!Gary burmaster ,is a con man. Please take me seriously he screws over every one, his company real estate license is restricted, from screwing people over
Read more on Yelp!Yelp! Review
by Misty M. 04/30/2023 Zero stars.. had a moldy duplex they never fixed . Sent all emails od proof . Still never fixed . Owe us money probably won't get it . DO NOT RENT
Read more on Yelp!Zero stars.. had a moldy duplex they never fixed . Sent all emails od proof . Still never fixed . Owe us money probably won't get it . DO NOT RENT
Read more on Yelp!Yelp! Review
by Aivenelle R. 04/09/2023 I will not complain as one of their tenants but as an employee. I agree with the comments I have read. The management was really, really bad to the point...
Read more on Yelp!I will not complain as one of their tenants but as an employee. I agree with the comments I have read. The management was really, really bad to the point...
Read more on Yelp!Yelp! Review
by Ethan H. 11/18/2022 i would give 0 stars if i could. these people will take your money. these people will charge you ridiculous prices to fix shit that never worked in the...
Read more on Yelp!i would give 0 stars if i could. these people will take your money. these people will charge you ridiculous prices to fix shit that never worked in the...
Read more on Yelp!Yelp! Review
by Quincy R. 03/27/2022 Literally run away as fast as you can trust me it's not worth the headache please take my advice and RUN! Dealing with a POTENTIAL EVICTION after refusing...
Read more on Yelp!Literally run away as fast as you can trust me it's not worth the headache please take my advice and RUN! Dealing with a POTENTIAL EVICTION after refusing...
Read more on Yelp!Yelp! Review
by Brea S. 02/08/2022 There is mold under the kitchen sink I had to rip out all of the rotted material because the landlord never responded. The air conditioner has been broken...
Read more on Yelp!There is mold under the kitchen sink I had to rip out all of the rotted material because the landlord never responded. The air conditioner has been broken...
Read more on Yelp!Yelp! Review
by Norman K. 08/14/2021 Yelp! Review
by Laquita J. 03/24/2021 The worst place to do business with. This really took my deposit and told me they owe me no money. Thanks God I just found all my rental history from all...
Read more on Yelp!The worst place to do business with. This really took my deposit and told me they owe me no money. Thanks God I just found all my rental history from all...
Read more on Yelp!Yelp! Review
by FlorMar C. 10/20/2020 So far the worst property management I ever work with. When we move in we took pictures of the property wich was in bad shape already. The only new thing...
Read more on Yelp!So far the worst property management I ever work with. When we move in we took pictures of the property wich was in bad shape already. The only new thing...
Read more on Yelp!Yelp! Review
by Anoneemouse 1. 06/08/2020 DO NOT APPLY TO THIS PROPERTY MANAGEMENT. Unless you really want to be given the around. THEY WILL TAKE YOUR MONEY. I applied for a property and was given...
Read more on Yelp!DO NOT APPLY TO THIS PROPERTY MANAGEMENT. Unless you really want to be given the around. THEY WILL TAKE YOUR MONEY. I applied for a property and was given...
Read more on Yelp!Yelp! Review
by Christopher L. 04/23/2020 I truly wish I could put zero stars, this company is the former Burmaster Real Estate, still up to their old tricks. How can I truly express the horrors of...
Read more on Yelp!I truly wish I could put zero stars, this company is the former Burmaster Real Estate, still up to their old tricks. How can I truly express the horrors of...
Read more on Yelp!Yelp! Review
by Jessica D. 02/09/2020 I have been asking for my application refund for 3 weeks and have called multiple times each week sometimes leaving a voicemail that never received a call...
Read more on Yelp!I have been asking for my application refund for 3 weeks and have called multiple times each week sometimes leaving a voicemail that never received a call...
Read more on Yelp!Yelp! Review
by Chuck G. 07/26/2019 I worked for Gary and rented from him. Both experiences were awful. I'm handy so I never had to wait for them to fix stuff, but they never came and did...
Read more on Yelp!I worked for Gary and rented from him. Both experiences were awful. I'm handy so I never had to wait for them to fix stuff, but they never came and did...
Read more on Yelp!Yelp! Review
by Eden K. 06/11/2019 If I could leave have no starts and still post a review I would. When I moved into a property with 2 other women in June of 2018 I had NO IDEA what I was...
Read more on Yelp!If I could leave have no starts and still post a review I would. When I moved into a property with 2 other women in June of 2018 I had NO IDEA what I was...
Read more on Yelp!Yelp! Review
by Michelle J. 04/17/2019 Wish my rating could be negative. We didn't have heat for 3 months and on top of that it was winter season. My towels were always wet for days after a...
Read more on Yelp!Wish my rating could be negative. We didn't have heat for 3 months and on top of that it was winter season. My towels were always wet for days after a...
Read more on Yelp!Yelp! Review
by Megan J. 02/20/2019 Terrible. They were the property managers for my current home for the past three years and it was terrible. They tried charging me a $65 no-show maintenance...
Read more on Yelp!Terrible. They were the property managers for my current home for the past three years and it was terrible. They tried charging me a $65 no-show maintenance...
Read more on Yelp!Yelp! Review
by Anna M. 01/21/2019 My brother and I moved in just recently and have been assisted when needed. My girlfriend helped us and she stated that Nekki has been a really great help...
Read more on Yelp!My brother and I moved in just recently and have been assisted when needed. My girlfriend helped us and she stated that Nekki has been a really great help...
Read more on Yelp!Yelp! Review
by Jason G. 10/24/2018 I wish I could put zero. There is nothing good about this company. As a tenant, they are terrible. The owner of the house ended up taking their houses...
Read more on Yelp!I wish I could put zero. There is nothing good about this company. As a tenant, they are terrible. The owner of the house ended up taking their houses...
Read more on Yelp!Yelp! Review
by Mook T. 08/20/2018 Omg. Rhonda in the front is totally psycho. She told me I couldn't pay with a check and when I went down there she looked it up and said "there are no...
Read more on Yelp!Omg. Rhonda in the front is totally psycho. She told me I couldn't pay with a check and when I went down there she looked it up and said "there are no...
Read more on Yelp!Yelp! Review
by J. C. 08/16/2018 This company's posted rental rates are a scam. For a tiny 1 bedroom apt. in an undesirable part of town that they advertised at $700/mo (already too high),...
Read more on Yelp!This company's posted rental rates are a scam. For a tiny 1 bedroom apt. in an undesirable part of town that they advertised at $700/mo (already too high),...
Read more on Yelp!Yelp! Review
by Svetlana I. 08/04/2018 Yelp! Review
by Beth B. 07/03/2018 I recently rented a duplex from All Inclusive Real Estate and they were great to work with. Nancy helped us through the process and found us a great place...
Read more on Yelp!I recently rented a duplex from All Inclusive Real Estate and they were great to work with. Nancy helped us through the process and found us a great place...
Read more on Yelp!Yelp! Review
by Erin B. 05/14/2018 This company is so unprofessional and is a joke really. From the beginning we have had to contact the office several times via phone calls and emails in...
Read more on Yelp!This company is so unprofessional and is a joke really. From the beginning we have had to contact the office several times via phone calls and emails in...
Read more on Yelp!Yelp! Review
by Arrielle G. 03/13/2018 They were awful my entire time living on their property. From taking months to replace/fix things, charging tenants for things they are legally responsible...
Read more on Yelp!They were awful my entire time living on their property. From taking months to replace/fix things, charging tenants for things they are legally responsible...
Read more on Yelp!Yelp! Review
by Tracie A. 02/26/2018 This company is horrible! They lie and charge you for things that were not your responsibility!!! They are not professional at all!!!!!!!
Read more on Yelp!This company is horrible! They lie and charge you for things that were not your responsibility!!! They are not professional at all!!!!!!!
Read more on Yelp!Yelp! Review
by Cyrena B. 10/10/2017 Applied for a place that had mistakenly been left on their listing despite having already been rented to someone. Called to request a refund for the $90...
Read more on Yelp!Applied for a place that had mistakenly been left on their listing despite having already been rented to someone. Called to request a refund for the $90...
Read more on Yelp!Yelp! Review
by MargoBabygirl R. 05/02/2017 This company used to be called Burmaster. The owner is Gary Burmaster, and is a slumlord from hell. Never have I receive such horrible customer service as a...
Read more on Yelp!This company used to be called Burmaster. The owner is Gary Burmaster, and is a slumlord from hell. Never have I receive such horrible customer service as a...
Read more on Yelp!by Katherine D. 11/05/2016
IF I COULD GIVE THEM ZERO STARS, I WOULD. THEY REQUIRED A HOLDING DEPOSIT OF $1950! WANTED IT BY 5PM THAT SAME DAY TO KEEP IT OFF THE MARKET...BUT THEY NEVER TOOK IT OFF THE MARKET. THEY SAID MY FRIEND WAS APPROVED. THE FORM THEY MADE ME SIGN WHEN THEY TOOK MY 1950.00 SAID THAT THEY WERE HOLDING MY MONEY A MANDATORY 7 DAYS...FOR WHAT, IF I WAS APPROVED??? WELL, IT ALSO SAID IF I CHANGED MY MIND I WOULD BE CHARGED 32.50 PER DAY OUT OF THE HOLDING DEPOSIT... IT SAID IF THEY DENIED ME I WOULD GET ALL MY MONEY BACK... I FELT UNEASY AND ASKED FOR MY MONEY BACK AND THEY HAD THE LEAD GUY, GARY BURMASTER, MEET WITH ME AND TALK ME OUT OF TAKING MY MONEY. HE ASSURED ME I WOULD BE APPROVED...WELL, OF COURSE, THEY DENIED ME AFTER 7 DAYS AND THEN TOLD ME THEY COULDNT CUT A CHECK THE SAME DAY AND THEN FRIDAY WAS THE 8TH DAY, THEY COULDNT GET MY CHECK CUT THEN EITHER, MADE ME WAIT TILL MONDAY TO GET A CHECK AND IT WAS FOR 1625.00...THEY CHARGED ME FOR ALL 10 DAYS. I CONTACTED THE PROPER AUTHORITIES. DO NOT EVER CONSIDER THIS COMPANY. THEY ARE COMPLETELY NOT RIGHT.
IF I COULD GIVE THEM ZERO STARS, I WOULD. THEY REQUIRED A HOLDING DEPOSIT OF $1950! WANTED IT BY 5PM THAT SAME DAY TO KEEP IT OFF THE MARKET...BUT THEY NEVER TOOK IT OFF THE MARKET. THEY SAID MY FRIEND WAS APPROVED. THE FORM THEY MADE ME SIGN WHEN THEY TOOK MY 1950.00 SAID THAT THEY WERE HOLDING MY MONEY A MANDATORY 7 DAYS...FOR WHAT, IF I WAS APPROVED??? WELL, IT ALSO SAID IF I CHANGED MY MIND I WOULD BE CHARGED 32.50 PER DAY OUT OF THE HOLDING DEPOSIT... IT SAID IF THEY DENIED ME I WOULD GET ALL MY MONEY BACK... I FELT UNEASY AND ASKED FOR MY MONEY BACK AND THEY HAD THE LEAD GUY, GARY BURMASTER, MEET WITH ME AND TALK ME OUT OF TAKING MY MONEY. HE ASSURED ME I WOULD BE APPROVED...WELL, OF COURSE, THEY DENIED ME AFTER 7 DAYS AND THEN TOLD ME THEY COULDNT CUT A CHECK THE SAME DAY AND THEN FRIDAY WAS THE 8TH DAY, THEY COULDNT GET MY CHECK CUT THEN EITHER, MADE ME WAIT TILL MONDAY TO GET A CHECK AND IT WAS FOR 1625.00...THEY CHARGED ME FOR ALL 10 DAYS. I CONTACTED THE PROPER AUTHORITIES. DO NOT EVER CONSIDER THIS COMPANY. THEY ARE COMPLETELY NOT RIGHT.Yelp! Review
by Azrael R. 03/17/2016 *This review could change after living on the property a while longer. I gave 3 stars since I haven't lived here long enough to justify more or less.*My...
Read more on Yelp!*This review could change after living on the property a while longer. I gave 3 stars since I haven't lived here long enough to justify more or less.*My...
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