DFW Investor Lending

About DFW Investor Lending

DFW Investor Lending is an Addison, TX based private money lender. They provide funding throughout Dallas, Fort Worth, and Denton. They offer loans for many different scenarios, including short term loans, long term rental property loans, and fix and flip hard money loans. They offer loan amounts ranging from $50,000 to $1,000,000 with a maximum LTV of 70% and terms between 6 months and 18 months. They primarily offer funding for single family and multi family residences.

Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Bridge Loans

Property Types Covered: Single Family, Multi Family

Areas Served: Dallas, Fort Worth, Denton

Lending Guidelines for DFW Investor Lending

Below are the general loan guidelines published on the DFW Investor Lending website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by DFW Investor Lending.

Loan Example 1

DFW Investor Lending makes a fix-and-flip loan to Andre for a remodeling project in Dallas, TX, on a house that costs $170,000. The loan to value (LTV) on the note is 50%. This means that Andre will need to bring 50% of the sales price to closing and the principle will be $85,000 on the deal. The deal also has the following features: 1) a 12 month length, 2) a 13% interest-only note, and 3) a three percent origination fee.

Andre will need to contribute $85,000 to closing (50% on the 50% loan to value), plus he will pay the $2,550 origination fee. After the deal is executed and Andre takes on the property, he will need to begin making monthly payments of $921 to DFW Investor Lending ($85,000 principle x 13% / 12 months). Andre's intention is to finish the renovation within the 12 months and re-sell it for $246,500. If he succeeds he will earn a total profit of $62,900 ($246,500 sales price - $85,000 principle - $85,000 cash at closing - $2,550 origination fee - $11,050 in interest.

Loan Example 2

Jimmie takes a private money loan from DFW Investor Lending so he can remodel a townhome to flip in Dallas, TX. The deal has the following parameters:

$320,000 sales price
85% loan to value (LTV)
18 month term
12% rate of interest
2% origination fee

If Jimmie succeeds in his goal of a $432,000 sales price, the numbers of the project would be as follows:

$432,000 sales price
- $272,000 loan principle (85% LTV)
- $48,000 cash paid at closing (15% on 85% LTV)
- $5,440 origination points (2% of the $272,000 principle)
- $48,960 interest payments (18 months x 12% interest)
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= $57,600 total profit (does not include taxes or rehab costs)

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