Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Bridge Loans in Swan Valley, Idaho
Swan Valley, ID has 42 hard money bridge lenders in the city. The average amount for loans in this city is $292,500. Rates on hard money loans made to Swan Valley investors average around 9.1%. The median loan made in the city has a length of 18 months. The average points charged for the loans is 3.5%. The median LTV for loans in Swan Valley is 76%.
Loan Example 1
Darren closes on a $280,000 renovation project in Swan Valley, ID, using a private money bridge loan from Perfect Investment Corporation. Since the lender agrees to a 50% loan-to-value, Darren will need to put 50% down and the amount of the note will be $140,000. The loan also has the following features: 1) a 12 month length, 2) a 12% interest only note, and 3) a four point origination charge.
The borrower will need to fund a total of $32,400 up front to pay the $140,000 down payment plus the $5,600 origination fee. The lender will collect $1,400 in monthly interest payments from the Darren. This is computed by taking the full note value of $140,000, multiplying that by the 12% rate of interest, and then dividing that number by 12. If Darren meets his goal of a $364,000 total sales price when the loan expires, he would collect a total profit of $61,600 after repaying the principle on the note and deducting the cash he paid at closing, the origination fee, and the total interest payments.
Loan Example 2
Harry finds a house in Swan Valley, ID to remodel and resell. Because he does not have enough cash to buy the property outright, he takes a bridge loan from North Shore Finance Group with the following parameters:
$200,000 purchase price
50% loan-to-value (LTV)
18 month term
14% interest rate
4% origination fee
Harry plans to sell the project at the end of the term for $280,000. If he succeeds, the outcome would be the following:
$280,000 sales price
- $100,000 loan principle (50% LTV)
- $100,000 cash paid at closing (50% on 50% LTV)
- $4,000 origination fee (4% of the $100,000 principle)
- $21,000 total interest paid (18 months x 14% interest)
-----------------------
= $55,000 total profit (does not include taxes or renovation costs)
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Temple View Capital
7550 Wisconsin Ave. 10th Floor
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Stratton Equities
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Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
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Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
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Fairfield Financial Services
Portland, OR
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Legacy Group Capital
400 112th Ave NE Street Suite 300
Bellevue, WA 98004
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Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
Level 4 Funding
440 E Huntington Dr #300
Arcadia, CA 91016
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T&M Commercial Funding
259 Minot Ave
Auburn, ME 04210
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LendingOne
901 Yamato Rd, Suite 150
Boca Raton, FL 33431
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Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
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Cherrywood Commercial
20955 Pathfinder Road, Suite 370
Diamnond Bar, CA 91765
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Red Rock Capital
2139 Chuckwagon Road, Suite 315
Colorado Springs, CO 80919
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Ascent Capital
500 108th AVE NE, Suite 2000
Bellevue, WA 98004
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Westar Funding
728 3rd St, Suite D
Mukilteo, WA 98275
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Sharestates
45 North Station Plaza
Great Neck, NY 11021
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
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Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
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Rapid Commercial Loans
6136 Frisco Square suite 433
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4445 Corporation Ln Suite 264
Virginia Beach, VA 23462
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Roc Capital
645 Madison Ave
New York City, NY 10022
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Gokapital Mortgage
2150 Coral Way | Suite 1A
Miami, FL 33145
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Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
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Primeau Funding
10575 N. 114th St. Suite 103
Scottsale, AZ 85259
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Edward Voccola & Co
75 Arlington Street, Suite 500
Boston, MA 02116
Edward Voccola & Co is hard money lender based in Boston, MA. They provide funding all throughout the US. They provide lending solutions for a variety of scenarios, including builder loans, hard money bridge loans, and ...
11 Capital Finance
20 West Vine Street #575
Lansdale, PA 19446
Based in Lansdale, PA, 11 Capital Finance is a hard money lender offering funding throughout the United States. They provide hard money construction loans, cash out hard money loans, commercial hard money loans, and bridge loans. ...
Island View Private Loan Fund
2139 Chuckwagon Road, Suite 315
Colorado Springs, CO 80919
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Mortgage Equities Inc
200 NE Pacific St., Suite 100
Seattle, WA 98105
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Exile Capital
3383 N Five Mile Rd, Suite 143
Boise, ID 83713
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Private Capital Northwest
3500 188th Street SW, Suite 680
Lynwood, WA 98037
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Taylor Derrick Capital
357 W 200 S #200
Salt Lake City, UT 84101
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Blue Matrix Holdings LLC
10011 Bridgeport Way SW, Suite 1500-294
Lakewood, WA 98499
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Veristone Mortgage
1880 S. Cobalt Point Way, Suite 200
Meridian, ID 83642
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Alternative Financial Services
PO Box 40186
Spokane, WA 99220
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Allied Commercial Funding
5737 Kanan Rd
Agoura Hills, CA 91301
Allied Commercial Funding is private lender headquartered in Agoura Hills, CA. They provide funding in 43 states throughout the US. They provide lending solutions for a variety of situations and needs, including hard money loans for commercial ...
Payette Financial Services
202 N. 9th Street, Suite 300
Boise, ID 83702
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Eastside Funding
3927 Lake Washington Blvd NE
Kirkland, WA 98033
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Riverdale Funding
207 Mockingbird Ln, #402
Johnson City, TN 37604
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Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
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