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Refinance / Cash Out Loans in Spencer, Oklahoma
There are 39 private money lenders serving Spencer, OK. The average note issued to borrowers is approximately $298,438. Interest rates on private loans made to Spencer investors average around 10.7%. The typical loan issued in the city has a length of 38 months. The mean origination fee for loans is 3.6 points. Lenders in Spencer average a 71% loan-to-value on their loans.
Loan Example 1
Duane owns a a warehouse he uses for his company's operations in Spencer, OK. He looks to Cordial Funding Corporation for a cash out refinance loan after he is rejected for a loan by his credit union to pay for his business's ongoing inventory needs. In exchange for a first lien on the real estate, the lender will fund Duane 65% of its $3,000,000 estimated value. The lender will begin to receive interest only payments for a 2 year term. Additionally, they will deduct 1 points at closing and will get the principle paid back in a balloon sum when the loan matures. Based upon the terms of this deal, Cordial Funding Corporation will give Duane a total of $1,930,500 on his real estate ($3,000,000 estimated market value x 65% LTV - $19,500 in origination points). Duane will pay $16,250 per month in interest fees until the loan matures and will finally pay back the $1,950,000 principle on the loan.
Loan Example 2
Miguel operates a business in Spencer, OK. He runs his operation out of an industrial building that he owns in full. So he can obtain much needed funds to grow his company, he takes out some of the equity in his property through a private money cash-out refinance loan from Advanced Finance. After concluding the property to be valued at about $1,100,000, the lender agrees to a 70% loan to value (LTV) on the deal. They also settle on a 9% interest rate, a 5 year loan term, and they will collect an origination fee of 1 percent at closing. Interest-only payments should be made monthly with the loan principle to be repaid when the loan matures. By the terms of the loan, Advanced Finance will give Miguel a total of $762,300 on his building ($1,100,000 market value x 70% loan-to-value - $7,700 in origination points). Miguel will then pay $5,775 per month in interest until the loan expires and will then re-pay the $770,000 face amount of the loan.
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With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
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Anchor Loans
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Direct Lending Partner
701 W Broad Street, Suite 200
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Kiavi
2 Allegheny Center, Nova Tower 2, Suite 200
Pittsburgh, PA 15212
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JCAP Private Lending
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RCN Capital
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Dominion Financial
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Patch Lending
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Straightline Funding
250 N. Trade Street, Suite 209
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TNS Loans
1101 W Mineral Ave. #101
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Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
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Asset Avenue
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
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509 E 1st st.
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Figure.com
650 California Street, Suite 2700
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4445 Corporation Ln Suite 264
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New Silver
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Velocity Mortgage Capital
11241 Willows Rd NE, Suite 120, Bldg C
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AMUSA Commercial Capital
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42 Thompson Street, Suite 1A
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Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
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Omega Funding
PO Box 200862
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YC Funding
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PO Box 20130
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Riverdale Funding
207 Mockingbird Ln, #402
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Bridge Well Capital
496 Delaney Ave #408
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