Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Fix and Flip Loans in Spring Valley, California
We found 50 results for fix-and-flip lenders in Spring Valley, CA. The mean loan amount in the city is $285,682. Interest rates on loans made to Spring Valley investors average around 9.1%. The mean loan issued in this city has a length of 16 months. The mean origination fee for the loans is 4.1 percent. The median loan to value for loans in Spring Valley is 74%.
Loan Example 1
Christina finds a duplex in the La Presa area of Spring Valley, CA to remodel and sell. Since she does not have enough cash on-hand to buy the $290,000 project outright, she takes out a fix-and-flip loan from Boom Investment Corporation. The lender agrees to write a note with a 55% loan-to-value (LTV) so they are willing to loan $159,500 on the property. The parameters of the deal dictate a 11% note for 6 months. They also require a 3 point origination fee, which will also be paid at closing.
Accordingly, Christina will be required to make a $130,500 down payment in addition to paying a $4,785 origination fee. Boom Investment Corporation will collect $1,462 in monthly interest payments from the borrower. This is calculated by taking the full note value of $159,500, multiplying by the 11% rate of interest, and then dividing that amount by 12. Assuming Christina sells the renovated project for $348,000 at the end of the 6 month term, her total profit (not including rehab costs) would be $44,443. This is calculated by taking the sales price ($348,000) and subtracting the principle ($159,500), the origination fee ($4,785), the money she brought to closing ($130,500), and the total interest payments ($8,773).
Loan Example 2
Jillian is a an investor in the La Presa neighborhood of Spring Valley, CA. She buys a run-down house for a rehab project and takes a private money loan from North Side Lending with the following terms:
$270,000 sales price
70% loan to value (LTV)
12 month term
14% rate of interest
3% origination fee
After the renovation project is completed, if Jillian sells the project for $324,000, the outcome would be the following:
$324,000 sales price
- $189,000 principle (70% LTV)
- $81,000 cash paid at closing (30% on 70% LTV)
- $5,670 origination points (3% of the $189,000 principle amount)
- $26,460 interest payments (12 months x 14% interest)
-----------------------
= $21,870 total profit (does not include taxes or renovation costs)
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
Wilshire Quinn Capital
2550 Fifth Avenue, Suite 1070
San Diego, CA 92103
Wilshire Quinn typically funds loans in 5 to 7 business days and originates bridge loans ranging from $200,000-$10,000,000. Wilshire Quinn works directly with real estate owners and mortgage professionals nationwide.As for Wilshire Quinn’s typical borrowers, their customer ...
REI Capital
5660 Strand Court
Naples, FL 34110
REI Niche Programs - CA NO appraisal 1st position loans - 65% LTV; 2nd position loans - 60% CLTV, NO minimum FICO, Defaults, foreclosure bail-outs, and bankruptcies OK, 6 mo prepay, cross multiple properties, Rural lower LTVs on a case-by-case ...
Alliance Portfolio
120 Vantis, Suite 515
Aliso Viejo, CA 92656
Alliance Portfolio is a hard money lender headquartered in Aliso Viejo, CA offering loans throughout San Diego and Los Angeles. They offer private refinancing, short term loans, fix-and-flip hard money loans, and commercial hard money loans. ...
Sequoian Investments
2004 University Ave #100
San Diego, CA 92104
Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Hard Money Lenders California
633 W 5th Street, 26th Floor
Los Angeles, CA 90071
Hard Money Lenders California is a private lender headquartered in Los Angeles, CA offering loans in Los Angeles, San Diego, and San Francisco. They provide commercial loans, fix-and-flip hard money loans, investment property loans, hard money construction loans, ...
Valor Lending
350 10th Ave / 10th Floor
San Diego, CA 92101
Based in San Diego, CA, Valor Lending is a private lender offering loans in San Diego. They offer private commercial loans, short term loans, short term fix and flip loans, and loans for rental properties. Their loan ...
Hanover MC
2522 Chambers Road
Tustin, CA 92780
Hanover MC is a hard money mortgage broker headquartered in Tustin, CA. They offer loans throughout Southern California. They provide loans for rental properties and fix-and-flip hard money loans. Their loan parameters are flexible, including loan amounts starting at $35,000. ...
Charger Funding
515 Encinitas Blvd, Suite 203
Encinitas, CA 92024
Headquartered in Encinitas, CA, Charger Funding is an asset-based lender offering funding throughout Santa Barbara and Santa Cruz. They offer loans for a variety of situations, including short term fix and flip loans, commercial hard money loans, rental property ...
California Hard Money Now
4485 La Cuenta Dr
San Diego, CA 92124
Based in San Diego, CA, California Hard Money Now is a hard money lender providing funding in Los Angeles County, Orange County, and San Diego County. They offer loans for a variety of scenarios, including commercial loans, short ...
Happy Investments Inc
1307 West Sixth Street, Suite 219
Corona, CA 92882
Happy Investments Inc is hard money lender based in Corona, CA. They offer loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide fix ...
Spyglass Lending
13400 Ventura Blvd
Sherman Oaks, CA 91423
Spyglass Lending is a Los Angeles, CA based hard money brokerage. They help secure loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They offer new construction loans, fix-and-flip loans, and low leverage ...
Rubicon Mortgage Fund
3575 Mt. Diablo Boulevard
Lafayette, CA 94549
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
The Norris Group
1845 Chicago Avenue, Suite C
Riverside, CA 92507
The Norris Group is private money lender headquartered in Riverside, CA. They provide funding in Los Angeles County, Orange County, San Diego County, Riverside County, San Bernardino County, and Kern County. They offer lending solutions for ...
Trilion Capital
12636 High Bluff Drive, Suite 400
San Diego, CA 92130
Based in San Diego, CA, Trilion Capital is a private lender offering loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Sun Pacific Mortgage & Real Estate
1400 N Dutton Ave #22
Santa Rosa, CA 95401
Based in Santa Rosa, CA, Sun Pacific Mortgage & Real Estate is an asset-based lender offering loans in California. They offer loans for a variety of needs and situations, including fix-and-flip hard money loans, hard money bridge loans, hard money ...
Nationwide Mortgage
1963 OToole Way Suite 200
San Jose, CA 92691
Nationwide Mortgage in located in San Jose, CA provides assistance arranging hard money loans for commercial properties, fix and flip hard money loans, hard money refinancing, loans for rental properties, and short term bridge loans. Loan amounts ranging from $100,000 ...
LBC Capital
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
FK Capital Fund
215 Avenida Del Mar, Suite C
San Clemente, CA 92672
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Lending Xpress
2569 McCabe Way, Suite 200
Irvine, CA 92614
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Capella Mortgage
3765 E. Sunset Road B9
Las Vegas, NV 89120
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
California Hard Money Direct
13547 Ventura Boulevard #177
Sherman Oaks, CA 91423
California Hard Money Direct is a private money lender providing funding throughout California.They provide loans for many different situations, including purchase loans , fix-and-flip loans, long term rental property loans, short term bridge loans, commercial loans, and cash out hard ...
Karpe Real Estate Center
8501 Camino Media, Suite 400
Bakersfield, CA 93311
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
California Home Solutions
20301 Ventura Blvd, Suite 302
Woodland Hills, CA 91364
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Val Chris Investments
2601 Main Street, Suite 400
Irvine, CA 92614
Val Chris Investments is an Irvine, CA based private money lender who offers funding in California.They provide private refinancing, fix and flip loans, hard money bridge loans, loans for investment properties, and private commercial loans, etc.They provide terms between 3 ...
Premier Money Source
3334 E PCH Hwy #507
Corona Del Mar, CA 92625
Based in Corona Del Mar, CA, Premier Money Source is a hard money lender providing loans throughout California. They offer fix and flip loans and rental property loans. They offer rates ranging between 8.99% and 10.75%, ...
Hard Money Go
10100 Santa Monica Blvd. Suite #300
Century City, CA 90067
Hard Money Go is private lender based in Century City, CA. They provide funding throughout San Diego. They offer refinancing, fix and flip hard money loans, private commercial loans, long term rental property loans, and short ...
212 Loans
909 NE Loop 410 Suite #100
San Antonio, TX 78209
212 Loans is a San Antonio, TX based private lender offering loans across these areas: Los Angeles, San Diego, Denver, Phoenix, Dallas, Fort Worth, Austin, San Antonio, Houston, Galveston, Chicago, Nashville, Atlanta, Charlotte, and Tampa. They offer loans ...
Galloway Lending
1103 Quaker St
Golden, CO 80401
Galloway Lending is a Golden, CO based hard money lender. They offer loans throughout San Francisco, San Jose, Oakland, Los Angeles, San Diego, and Denver. They offer lending solutions for many different scenarios, including hard money loans ...
Mobius Capital is a private money lender offering funding across the following areas: San Diego, Los Angeles, San Jose, San Francisco, Dallas, Houston, Austin, and San Antonio. They offer lending solutions for a variety of scenarios, including buy ...
PacFunding Group
4350 La Jolla Village Drive, Suite 110
San Diego, CA 92122
PacFunding Group is an asset-based lender headquartered in San Diego, CA offering loans in San Diego. They provide loans for rental properties, commercial hard money loans, fix-and-flip loans, and short term loans. Their loan parameters are flexible, ...
Christiansen Capital
25185 Madison Ave Suite A
Murrieta, CA 92562
Christiansen Capital is a Murrieta, CA based private money lender. They provide loans throughout San Diego. They provide loans for many different situations and needs, including investment property loans, fix-and-flip hard money loans, and commercial loans. ...
La Costa Loans
San Diego, CA
La Costa Loans is a hard money lender headquartered in San Diego, CA providing funding throughout San Diego. They offer lending solutions for many different scenarios, including fix and flip loans, rental property loans, and commercial hard money ...
PDJ's Private Lenders Network
P.O. Box 359
Simi Valley, CA 93062
PDJ's Private Lenders Network is a Simi Valley, CA based private money lender. They offer loans throughout Southern California. They provide rental property loans and fix and flip hard money loans. The focus ...
AmeriStar Financing
2 Ryley Court
Aliso Viejo, CA 92656
AmeriStar Financing is an Aliso Viejo, CA based private lender. They provide loans throughout Southern California. Their lending focus is primarily on short term fix and flip loans. They primarily offer loans for ...
McMillen Capital, LLC
1215 N. Parker St
Orange, CA 92867
McMillen Capital, LLC is an Orange, CA based private lender offering loans throughout Southern California. They offer lending solutions for a variety of situations, including short term loans, hard money loans for commercial properties, and fix-and-flip loans. ...
Infinite Realty and Loans
28602 Midsummer Lane
Menifee, CA 92584
Based in Menifee, CA, Infinite Realty and Loans is a private lender offering loans throughout Southern California. They provide commercial loans and fix and flip loans. They offer loan amounts ranging from $100,000 to $3,000,000 with a ...
Lending Associates
PO Box 28327
San Diego, CA 92198
Lending Associates is a private money lender based in San Diego, CA providing funding throughout Southern California. They offer commercial loans, ground-up construction loans, bridge loans, cash out hard money loans, and fix-and-flip loans. They provide ...
Rehab Loan Group
3585 Main Ave, Suite 208
Riverside, CA 92501
Rehab Loan Group is a Riverside, CA based private money lender offering funding in Southern California. They provide loans for many different situations and needs, including bridge loans and short term fix and flip loans. They issue ...
Pacific Mortgage Exchange
73241 Hwy 111, Suite 1A
Palm Desert, CA 92260
Pacific Mortgage Exchange is private lender headquartered in Palm Desert, CA. They provide funding throughout Southern California. They offer lending solutions for a variety of situations and needs, including private commercial loans and fix-and-flip loans. ...
Alt Financial
18022 Cowan Suite, 245
Irvine, CA
Alt Financial is an Irvine, CA based private money lender. They provide loans throughout Southern California. They offer loans for many different situations, including short term fix and flip loans and commercial loans. ...
Seaside Funding Inc
6965 El Camino Real, Suite 105-545
Carlsbad, CA 92009
Seaside Funding Inc is a Carlsbad, CA based private money lender who offers loans throughout Southern California. Their lending focus is mainly on fix and flip loans. They primarily provide loans for single family ...
Spinnaker Loans, Inc
123 E. 9th St #301
Upland, CA 91786
Spinnaker Loans, Inc is a private lender based in Upland, CA offering funding throughout Southern California. They offer loans for a variety of situations and needs, including refinancing, rental property loans, short term loans, fix and flip hard money ...
Jim Lackey Associates
2240 Encinitas Blvd., Suite D, #109
Encinitas, CA 92024
Jim Lackey Associates is a hard money lender based in Encinitas, CA offering loans throughout Orange County and San Diego County. They offer private commercial loans, ground-up construction loans, investment property loans, and fix-and-flip loans. They issue ...
Alta Equities
13681 Newport Avenue, Suite 8311
Tustin, CA 92780
Based in Tustin, CA, Alta Equities is a hard money lender providing funding throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Louie Loans
350 11TH AVE SUITE 134
San Diego, CA 92101
Headquartered in San Diego, CA, Louie Loans is a private lender offering funding in San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They offer hard money construction loans, ...
Cornerstone Company
Buena Park, CA
Cornerstone Company is private money lender headquartered in Buena Park, CA. They provide loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They provide fix-and-flip loans and hard money ...