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Nation’s fastest and easiest private real estate lender - Funding Fix and Flip, Ground-Up Construction, and DSCR. Closing as fast as 5 business days!
There are 50 private money lenders serving Laguna Hills, CA. Loan amounts average around $334,712. The mean rate for private loans in Laguna Hills is 9.1%. The average loan made in this city is for 20 months. The mean origination percentage charged on loans is 3.3%. Lenders in Laguna Hills average a 75% LTV on their loans.
Big Money Lending Company makes a private money loan to Don for a renovation project in Laguna Hills, CA, on a property that is listed for $150,000. The terms of the note include a 75% loan to value (LTV), so he must bring 25% of the price as cash at closing, making the principle note amount $112,500. The terms of the loan dictate a 8% note for 18 months. They also require a 4 point origination fee, that will also need to be paid at closing.
Therefore, Don will have to contribute a $37,500 down payment plus pay a $4,500 origination fee. Once the loan is executed and Don takes on the project, he will need to begin making monthly payments of $750 to Big Money Lending Company ($112,500 principle x 8% / 12 months). Don's intention is to complete the remodel within the 18 months and resell it for $195,000. If he succeeds he will collect a profit of $27,000 ($195,000 sales price - $112,500 principle - $37,500 cash paid at closing - $4,500 origination fee - $13,500 in interest.
River City Finance Group makes a loan to Gregory for a remodeling project in Laguna Hills, CA. The deal dictates the following:
$240,000 purchase price
50% loan-to-value (LTV)
12 month term
14% rate of interest
5% origination fee
Assuming a $300,000 sales price at the end of the 12 month term, the outcome for this deal would look like the following:
$300,000 sales price
- $120,000 loan principle (50% LTV)
- $120,000 down payment (50% on 50% LTV)
- $6,000 origination points (5% of the $120,000 principle amount)
- $16,800 interest payments (12 months x 14% interest)
-----------------------
= $37,200 total profit (does not include taxes or rehab costs)
Nation’s fastest and easiest private real estate lender - Funding Fix and Flip, Ground-Up Construction, and DSCR. Closing as fast as 5 business days!
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Center Street Lending is a private lender headquartered in Irvine, CA offering loans throughout the country. We provide hard money loans for business purpose and non-owner occupied residential properties. Fix and flip, buy and hold, rental property loans, bridge and ...
Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Hanover MC is a hard money mortgage broker headquartered in Tustin, CA. They offer loans throughout Southern California. They provide loans for rental properties and fix-and-flip hard money loans. Their loan parameters are flexible, including loan amounts starting at $35,000. ...
Silver Bay Funding is a private lender headquartered in Granada Hills, CA providing funding in Southern California. Their focus is primarily on investment property loans. They will consider various lending requests but primarily focus ...
Alt Financial is an Irvine, CA based private money lender. They provide loans throughout Southern California. They offer loans for many different situations, including short term fix and flip loans and commercial loans. ...
Pacific One Lending is private money lender based in Huntington Beach, CA. They offer loans in Orange County. Their focus is mainly on buy and hold loans. They will consider different loan ...
Headquartered in Encinitas, CA, Charger Funding is an asset-based lender offering funding throughout Santa Barbara and Santa Cruz. They offer loans for a variety of situations, including short term fix and flip loans, commercial hard money loans, rental property ...
Based in San Diego, CA, California Hard Money Now is a hard money lender providing funding in Los Angeles County, Orange County, and San Diego County. They offer loans for a variety of scenarios, including commercial loans, short ...
Alliance Portfolio is a hard money lender headquartered in Aliso Viejo, CA offering loans throughout San Diego and Los Angeles. They offer private refinancing, short term loans, fix-and-flip hard money loans, and commercial hard money loans. ...
Happy Investments Inc is hard money lender based in Corona, CA. They offer loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide fix ...
Spyglass Lending is a Los Angeles, CA based hard money brokerage. They help secure loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They offer new construction loans, fix-and-flip loans, and low leverage ...
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
The Norris Group is private money lender headquartered in Riverside, CA. They provide funding in Los Angeles County, Orange County, San Diego County, Riverside County, San Bernardino County, and Kern County. They offer lending solutions for ...
Based in San Diego, CA, Trilion Capital is a private lender offering loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Based in Santa Rosa, CA, Sun Pacific Mortgage & Real Estate is an asset-based lender offering loans in California. They offer loans for a variety of needs and situations, including fix-and-flip hard money loans, hard money bridge loans, hard money ...
Nationwide Mortgage in located in San Jose, CA provides assistance arranging hard money loans for commercial properties, fix and flip hard money loans, hard money refinancing, loans for rental properties, and short term bridge loans. Loan amounts ranging from $100,000 ...
Conventus is a San Francisco, Direct Lender. We offer bridge and DSCR. New construction as well. We offer fix and flip loans at no points, and have a 90% program. Minimum FICO: 660. Contact Melissa at mkorda@cvlending.com for pricing and ...
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
California Hard Money Direct is a private money lender providing funding throughout California.They provide loans for many different situations, including purchase loans , fix-and-flip loans, long term rental property loans, short term bridge loans, commercial loans, and cash out hard ...
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
Headquartered in Albany, NY, CMN Funding is a hard money lender providing loans all across the US. Their lending focus is primarily on private commercial real estate loans. They issue loan amounts starting at $100,000 with no maximum. They will ...
AmeriStar Financing is an Aliso Viejo, CA based private lender. They provide loans throughout Southern California. Their lending focus is primarily on short term fix and flip loans. They primarily offer loans for ...
Based in Beverly Hills, CA, Crawford Park Financial is a private money lender providing funding throughout Southern California. They offer commercial loans and investment property loans. Their lending parameters are flexible, including loans with a maximum LTV ...
Artemis Realty Capital is private money lender headquartered in Phoenix, AZ. They offer loans in Southern California. They provide loans for a variety of scenarios, including hard money loans for commercial properties, hard money refinancing, and ...
PDJ's Private Lenders Network is a Simi Valley, CA based private money lender. They offer loans throughout Southern California. They provide rental property loans and fix and flip hard money loans. The focus ...
Based in Menifee, CA, Infinite Realty and Loans is a private lender offering loans throughout Southern California. They provide commercial loans and fix and flip loans. They offer loan amounts ranging from $100,000 to $3,000,000 with a ...
McMillen Capital, LLC is an Orange, CA based private lender offering loans throughout Southern California. They offer lending solutions for a variety of situations, including short term loans, hard money loans for commercial properties, and fix-and-flip loans. ...
Seaside Funding Inc is a Carlsbad, CA based private money lender who offers loans throughout Southern California. Their lending focus is mainly on fix and flip loans. They primarily provide loans for single family ...
Spinnaker Loans, Inc is a private lender based in Upland, CA offering funding throughout Southern California. They offer loans for a variety of situations and needs, including refinancing, rental property loans, short term loans, fix and flip hard money ...
Pacific Mortgage Exchange is private lender headquartered in Palm Desert, CA. They provide funding throughout Southern California. They offer lending solutions for a variety of situations and needs, including private commercial loans and fix-and-flip loans. ...
Rehab Loan Group is a Riverside, CA based private money lender offering funding in Southern California. They provide loans for many different situations and needs, including bridge loans and short term fix and flip loans. They issue ...
Lending Associates is a private money lender based in San Diego, CA providing funding throughout Southern California. They offer commercial loans, ground-up construction loans, bridge loans, cash out hard money loans, and fix-and-flip loans. They provide ...
Micon, Inc is a Glendale, CA based private money lender. They offer funding throughout Southern California. They provide loans for many different needs and situations, including private commercial loans and loans for rental properties. ...
Lincoln Equity Inc is private money lender based in Orange, CA. They provide funding in Orange County. They offer refinancing, commercial loans, construction loans, fix-and-flip hard money loans, short term loans, and long term rental property ...
Joseph Martelli Real Estate Investments is hard money lender based in Irvine, CA. They offer funding in Orange County. They offer lending solutions for many different situations and needs, including short term fix and flip loans and ...
Jim Lackey Associates is a hard money lender based in Encinitas, CA offering loans throughout Orange County and San Diego County. They offer private commercial loans, ground-up construction loans, investment property loans, and fix-and-flip loans. They issue ...
Based in Tustin, CA, Alta Equities is a hard money lender providing funding throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Headquartered in San Diego, CA, Louie Loans is a private lender offering funding in San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They offer hard money construction loans, ...
Hard Money Go is private lender based in Century City, CA. They provide funding throughout San Diego. They offer refinancing, fix and flip hard money loans, private commercial loans, long term rental property loans, and short ...
Cornerstone Company is private money lender headquartered in Buena Park, CA. They provide loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They provide fix-and-flip loans and hard money ...
Legacy Private Funding is a private money lender headquartered in Claremont, CA offering loans throughout Orange County. They provide hard money loans for commercial properties, fix and flip hard money loans, and loans for rental properties. Their ...
Based in Capistrano Beach, CA, Pinnacle Lending Group is a private money lender offering loans in Las Vegas. Their focus is primarily on rental property loans. The focus of their loans is on single ...
Galloway Lending is a Golden, CO based hard money lender. They offer loans throughout San Francisco, San Jose, Oakland, Los Angeles, San Diego, and Denver. They offer lending solutions for many different scenarios, including hard money loans ...
Grace Capital Group is an Orange, CA based private money lender providing loans in Orange County. Their lending focus is primarily on private commercial loans. Their loan parameters are flexible, including rates ranging between 10% and ...
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