With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
New Construction Loans in Firebaugh, California
There are 50 construction hard money lenders serving Firebaugh, CA. The mean note amount is $300,625. Rates on private loans issued to Firebaugh investors average around 10.3%. The typical length for notes is 19 months. The average origination for loans is 3.0 percent. Lenders in Firebaugh average a 71% loan to value (LTV) on their deals.
Loan Example 1
Norman is a builder who decides to acquire a lot in Firebaugh, CA and build a home. The construction costs will be approximately $200,000 and the plot will cost $250,000. Reliance Investment Group will fund the deal at a 80% loan to value (LTV) with a 14%, 12 month new construction loan with three origination points to be paid when the deal closes. There will be no pre-payment penalties for the loan and construction expenses will be paid over three draws. According to this loan scenario, Norman will need to fund the following expenses: 1) $90,000 down (by the 80% LTV), 2) a $10,800 origination fee ($360,000 loan principle x 3%), and 3) $4,200 monthly payments. If Norman sells the property for $580,000 he will pocket a total profit of $68,800 after re-paying the loan principle and subtracting the origination points and cumulative interest payments.
Loan Example 2
Ina is a real estate investor and she wants to build a house on a land lot in Firebaugh, CA. In order to pay for the transaction, she applies for a new construction loan from Red Oak Investment Corporation with the following parameters:
a) A $230,000 purchase price for the land lot, b) $400,000 in construction costs, c) an 50% loan to value (LTV), d) a 6 month length, e) a 11% interest rate, and f) a 3% origination fee.
If Ina succeeds in her goal of a $940,000 sale, the final numbers of the project would be the following:
$940,000 sales price
- $315,000 principle on note (50% LTV)
- $315,000 down payment (50% on 50% LTV)
- $9,450 origination fee (3% of the $315,000 principle amount)
- $17,325 interest payments (6 months x 11% interest)
-----------------------
= $283,225 total profit
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
Rubicon Mortgage Fund
3575 Mt. Diablo Boulevard
Lafayette, CA 94549
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
LBC Capital
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Nationwide Mortgage
1963 OToole Way Suite 200
San Jose, CA 92691
Nationwide Mortgage in located in San Jose, CA provides assistance arranging hard money loans for commercial properties, fix and flip hard money loans, hard money refinancing, loans for rental properties, and short term bridge loans. Loan amounts ranging from $100,000 ...
Conventus
111 Potrero Avenue
San Francisco, CA 94103
Conventus is a San Francisco, Direct Lender. We offer bridge and DSCR. New construction as well. We offer fix and flip loans at no points, and have a 90% program. Minimum FICO: 660. Contact Melissa at mkorda@cvlending.com for pricing and ...
FK Capital Fund
215 Avenida Del Mar, Suite C
San Clemente, CA 92672
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Lending Xpress
2569 McCabe Way, Suite 200
Irvine, CA 92614
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Karpe Real Estate Center
8501 Camino Media, Suite 400
Bakersfield, CA 93311
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Aztec Financial
2624 West Magnolia Blvd
Burbank, CA 91505
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Macoy Capital
9301 Wilshire Blvd, Suite 502
Beverly Hills, CA 90212
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
North Coast Financial
2424 Vista Way #202
Oceanside, CA 92054
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
Lantzman Lending
11696 Sorrento Valley Rd, Suite 201
San Diego, CA 92121
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, Nevada and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, new construction ...
Marquee Funding Group
24025 Park Sorrento, Suite 150
Calabasas, CA 91302
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
Bolour Associates
8383 Wilshire Boulevard, Suite 460
Beverly Hills, CA 90211
BOLOUR is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private commercial loans, loans for ...
All California Lending
1145 2nd Street A262
Brentwood, CA 94513
All California Lending is private lender based in Brentwood, CA. They provide funding in California. They provide lending solutions for a variety of scenarios, including commercial hard money loans, rental property loans, fix-and-flip loans, builder loans, ...
Easy Street Capital
201 W 5th St Suite 1100
Austin, TX 78701
Easy Street Capital is an asset-based lender providing funding in California, Texas, Tennessee, Colorado and Washington.Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit we are able to finance your next ...
REI Capital
5660 Strand Court
Naples, FL 34110
Direct Lender Programs - Purchase, Refi, Cash Out, Rehab, Construction, Property Types SFR, 2-4's, Residential Portfolios, Loan Amounts from 250k to 3.5m, Nationwide excluding MN, ND, OR, SD, VT, NV, AZ & UT. -------- All Inclusive Lending Additional Programs ...
PB Financial Group
6380 Wilshire Blvd #1610
Los Angeles, CA 90048
PB Financial Group is an asset-based lender based in Los Angeles, CA offering funding throughout California. They provide bridge loans, hard money loans for commercial properties, loans for investments properties, fix-and-flip hard money loans, cash out hard money loans, ...
Synergy Financial Partners
9453 De Soto Avenue, Suite A
Chatsworth, CA 91311
Synergy Financial Partners is a Chatsworth, CA based hard money lender who offers funding throughout California, Nevada, and Texas. They provide loans for a variety of scenarios, including hard money loans for commercial properties, fix-and-flip loans, ground-up construction ...
Level 4 Funding
440 E Huntington Dr #300
Arcadia, CA 91016
Based in Arcadia, CA, Level 4 Funding is a private lender providing loans in 8 states across the country. They offer cash out hard money loans, short term bridge loans, construction loans, rental property loans, private commercial loans, ...
Crawford Real Estate Services
1770 N. Arrowhead Ave
San Bernadino, CA 92405
Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California. They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans. Their lending guidelines ...
Delancey Street Lending
12400 Wilshire Blvd
Los Angeles, CA 90025
Headquartered in Los Angeles, CA, Delancey Street Lending is a private lender offering funding in California. They provide loans for many different scenarios, including fix and flip, commercial loans, short-term bridge loans, investments properties, cash-out refinancing, and new construction. ...
MAE Capital Mortgage
4940 Pacific Street
Rocklin, CA 95677
MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California. They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...
Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
Park Place Finance is a nationwide, direct private lender, specializing in Fix and Flip, Bridge, and DSCR loans. With same day approvals and an average 3-5 day close time, Park Place Finance is the business partner you need to get ...
Genesis Capital
21650 Oxnard Street, Suite 1700
Woodland Hills, CA 91367
Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
Arixa Capital
10940 Wilshire Blvd, Suite 2300
Los Angeles, CA 90024
Headquartered in Los Angeles, CA, Arixa Capital is a private money lender providing loans throughout California. They offer lending solutions for many different situations, including ground-up construction loans, buy and hold loans, short term loans, hard money loans for ...
TaliMar Financial
16880 West Bernardo Dr #140
San Diego, CA 92127
Headquartered in San Diego, CA, Tali Mar Financial is a private money lender offering funding in California. They offer fix and flip hard money loans, private commercial loans, short term bridge loans, and investment property loans. They provide rates starting ...
Granite Funding
11764 Brook Valley Way
Rancho Cordova, CA 95742
Granite Funding is a Rancho Cordova, CA based private money lender. They offer funding in California. They provide fix and flip loans, hard money loans for commercial properties, bridge loans, refinancing, and new construction loans. They ...
Peak Choice Capital
601 Silver Creek Drive
Shorewood , IL 60432
Chicago-based lender Peak Choice Capital is a private lender providing funding in 45 states throughout the US. Peak Choice Capital offers short-term bridge loans, DSCR loans for investment properties (1-4 units and 5+ units), cash-out loans, fix-and-flip loans, and small-balance ...
Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Paradyme
43620 Ridge Park Dr, Ste 200
Temecula, CA 92590
We at Paradyme are passionate about taking care of our investors, because we are tired of watching people lose money through other companies. Each person in the company has a passion to be in real estate development, capital raising, and ...
GW Private Capital
15820 Whittier Blvd., Suite E
Whittier, CA 90603
GW Private Capital is a Whittier, CA based private lender. They offer funding in California. They offer loans for rental properties, hard money loans for commercial properties, fix and flip loans, cash out hard money loans, hard money ...
Merchants Mortgage & Trust Corporation
7400 E Crestline Cir #250
Greenwood Village, CO 80111
Based in Greenwood Village, CO, Merchants Mortgage & Trust Corporation is a private lender providing loans in 9 states throughout the U.S. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial ...
RLS Mortgage
4455 E. Camelback Rd, Suite D135
Phoenix, AZ 85018
RLS Mortgage is a Phoenix, AZ based private lender. They provide loans in Arizona, California, and Nevada. They offer fix and flip hard money loans, rental property loans, private refinancing, new construction loans, commercial loans, and ...
Private Money Utah
349 E. 900 S. Suite 201
Salt Lake City, UT 84111
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
Sharestates
45 North Station Plaza
Great Neck, NY 11021
Sharestates is a private, hard money lender in 46 states across the US. We offer financing solutions for a variety of needs and situations, including hard money loans for commercial properties, residential fix and flips, ground up construction, and long ...
Hanson Capital Group
7621 E. Gray Rd. Suite B2
Scottsdale, AZ 85260
Hanson Capital is a collateral based lender, so credit isn´t as important to us as the real estate itself. Our goal is to keep the process as simple as possible, from the initial screening to approval.At Hanson Capital, we’re more ...
NSB Financing
1101 Brickell Ave
Miami, FL 33131
NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...
EZ Construction Loan
P.O. Box 163
Cedar Ridge, CA 95924
Headquartered in Cedar Ridge, CA, EZ Construction Loan is a private money lender offering loans in Northern California. They provide loans for a variety of needs and situations, including short term bridge loans, short term fix and flip loans, ...
Commercial Loan Express
8 E. Figueroa Street Suite 250
Santa Barbara, CA 93101
Commercial Loan Express is a Santa Barbara, CA based private money lender providing funding throughout California. They offer private refinancing, fix-and-flip loans, short term loans, and ground-up construction loans. They provide terms between 6 months and ...
Vanguard Hard Money
8 E. Figueroa Street, Suite 250
Santa Barbara, CA 93101
Vanguard Hard Money is a private lender in Santa Barbara, CA providing funding in California. They provide lending solutions for many different situations and needs, including short term bridge loans, hard money refinancing, loans for rental properties, hard money ...
Cal Pac Capital
3700 Campus Drive, Suite 200
Newport Beach, CA 92660
Cal Pac Capital is a Newport Beach, CA based private lender providing loans throughout California. They offer loans for many different situations, including commercial hard money loans, rental property loans, fix-and-flip hard money loans, hard money refinancing, short term ...
Capital Benefit
2727 Newport Boulevard, Suite 203
Newport Beach, CA 92663
Capital Benefit is a Newport Beach, CA based private lender who offers loans throughout California. They offer builder loans, fix-and-flip loans, commercial loans, short term loans, cash out hard money loans, and investment property loans. Their lending ...
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