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Investment Property Loans in Palo Alto, California
Palo Alto, CA has 50 investment property private money lenders offering loans in the city. The median loan amount is $298,077. The median rate for loans in Palo Alto is 10.2%. 31 months is the median length for notes issued in this city. The mean origination for the loans is 2.8 points. 74% is the typical LTV for for loans in Palo Alto.
Loan Example 1
Jesus wants to buy a rental property in the Charleston Meadow area of Palo Alto, CA for $380,000 with a private loan from Success Finance. Based on a 70% loan-to-value (LTV) agreed to by the two parties, Jesus will need to fund the remaining 30% with his own money. In accordance with the parameters of the deal, the note will be for 1 years at a 11% rate of interest. An origination fee of 2% will need to be paid at closing and Jesus will then make interest only payments with a balloon payment for the principle paid at the end of the deal. Jesus will need to pay $114,000 of his own money at closing (based on the 70% LTV) along with the $5,320 origination fee (2% x the $266,000 loan principle), and he will then start paying $2,438 monthly when the loan is closed.
Loan Example 2
Ricardo decides to purchase a rental house in the Charleston Meadow area of Palo Alto, CA which is listed for $170,000. Since he doesn't have enough cash for the acquisition and can't get a bank loan, he takes out a private money loan from Cordial Finance Company. The lender decides to loan Ricardo 65% of the value of the house (LTV), so he will have to fund the other 35%. Additionally, they stipulate a 1 year, interest only note at a 11% rate of interest, with 2 origination points charged when the deal closes. According to the parameters of the deal, Ricardo's payments will be $1,013 on a monthly basis. Additionally, he will have to pay $59,500 in cash at closing plus the $2,210 origination fee. When the note expires, he will have to return the $110,500 principle in a balloon payment.
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
Saxe Mortgage Company
950 John Daly Blvd, Suite 200
Daly City, CA 94015
Saxe Mortgage Company is a hard money lender in Daly City, CA providing loans in San Francisco, Oakland, and San Jose. They provide short term loans, buy and hold loans, refinancing, builder loans, commercial loans, and short ...
Foley Mortgage
1660 Hamilton Ave, Suite 100
San Jose, CA 95125
Foley Mortgage is private money lender based in San Jose, CA. They provide loans in San Francisco, Oakland, and San Jose. They offer hard money loans for commercial properties, hard money bridge loans, long term rental ...
Bay Area Capital Funding
790 Laurel Street Suite 11
San Carlos, CA 94070
Bay Area Capital Funding is an asset-based lender headquartered in San Carlos, CA offering loans throughout San Francisco, Oakland, and San Jose. They provide short term loans, fix and flip hard money loans, investment property loans, cash out ...
REI Capital
5660 Strand Court
Naples, FL 34110
REI Niche Programs - CA NO appraisal 1st position loans - 65% LTV; 2nd position loans - 60% CLTV, NO minimum FICO, Defaults, foreclosure bail-outs, and bankruptcies OK, 6 mo prepay, cross multiple properties, Rural lower LTVs on a case-by-case ...
Sequoian Investments
2004 University Ave #100
San Diego, CA 92104
Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Hard Money Lenders California
633 W 5th Street, 26th Floor
Los Angeles, CA 90071
Hard Money Lenders California is a private lender headquartered in Los Angeles, CA offering loans in Los Angeles, San Diego, and San Francisco. They provide commercial loans, fix-and-flip hard money loans, investment property loans, hard money construction loans, ...
Petaluma Home Loans
628 E. Washington St, Suite B
Petaluma, CA 94952
Petaluma Home Loans is hard money lender based in Petaluma, CA. They provide funding throughout these locations: Santa Rosa, Windsor, Healdsburg, Rohnert Park, Sebastopol, Cotati, Petaluma, Novato, Sonoma, San Rafael, and San Francisco. They offer fix ...
Rainbow Funding and Real Estate
6658 Thornton Ave
Newark, CA 94560
Rainbow Funding and Real Estate is a Newark, CA based private lender offering loans in the Bay Area. Their lending focus is primarily on rental property loans. The focus of their lending is on single family units.
Charger Funding
515 Encinitas Blvd, Suite 203
Encinitas, CA 92024
Headquartered in Encinitas, CA, Charger Funding is an asset-based lender offering funding throughout Santa Barbara and Santa Cruz. They offer loans for a variety of situations, including short term fix and flip loans, commercial hard money loans, rental property ...
Rubicon Mortgage Fund
3575 Mt. Diablo Boulevard
Lafayette, CA 94549
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
Sun Pacific Mortgage & Real Estate
1400 N Dutton Ave #22
Santa Rosa, CA 95401
Based in Santa Rosa, CA, Sun Pacific Mortgage & Real Estate is an asset-based lender offering loans in California. They offer loans for a variety of needs and situations, including fix-and-flip hard money loans, hard money bridge loans, hard money ...
Nationwide Mortgage
1963 OToole Way Suite 200
San Jose, CA 92691
Nationwide Mortgage in located in San Jose, CA provides assistance arranging hard money loans for commercial properties, fix and flip hard money loans, hard money refinancing, loans for rental properties, and short term bridge loans. Loan amounts ranging from $100,000 ...
LBC Capital
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
FK Capital Fund
215 Avenida Del Mar, Suite C
San Clemente, CA 92672
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Lending Xpress
2569 McCabe Way, Suite 200
Irvine, CA 92614
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Capella Mortgage
3765 E. Sunset Road B9
Las Vegas, NV 89120
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
California Hard Money Direct
13547 Ventura Boulevard #177
Sherman Oaks, CA 91423
California Hard Money Direct is a private money lender providing funding throughout California.They provide loans for many different situations, including purchase loans , fix-and-flip loans, long term rental property loans, short term bridge loans, commercial loans, and cash out hard ...
Karpe Real Estate Center
8501 Camino Media, Suite 400
Bakersfield, CA 93311
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
California Home Solutions
20301 Ventura Blvd, Suite 302
Woodland Hills, CA 91364
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Fidelity Bancorp Funding
1551 N. Tustin Ave. Suite 700
Santa Ana, CA 92705
Fidelity Bancorp Funding is an Orange, CA based hard money lender who provides loans throughout California. They provide commercial hard money loans and rental property loans. They issue loan amounts ranging from $250,000 to $125,000,000 and terms between 6 months ...
Val Chris Investments
2601 Main Street, Suite 400
Irvine, CA 92614
Val Chris Investments is an Irvine, CA based private money lender who offers funding in California.They provide private refinancing, fix and flip loans, hard money bridge loans, loans for investment properties, and private commercial loans, etc.They provide terms between 3 ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
Premier Money Source
3334 E PCH Hwy #507
Corona Del Mar, CA 92625
Based in Corona Del Mar, CA, Premier Money Source is a hard money lender providing loans throughout California. They offer fix and flip loans and rental property loans. They offer rates ranging between 8.99% and 10.75%, ...
ACC Mortgage
932 Hungerford Drive, Unit 6
Rockville, MD 20850
Based in Rockville, MD, ACC Mortgage is a hard money lender offering loans in 16 states across the country. They offer fix and flip loans, commercial loans, private refinancing, and buy and hold loans. Their loan parameters ...
Aztec Financial
2624 West Magnolia Blvd
Burbank, CA 91505
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Macoy Capital
9301 Wilshire Blvd, Suite 502
Beverly Hills, CA 90212
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
Founded in 2012 and headquartered in Austin, TX, Visio Lending is the nation’s leader in rental loans. We help investors grow their rental portfolios with our laser-like focus, streamlined process, innovative technology, and outstanding team. A strong leadership team backed ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
HouseMax Funding
5901 Old Fredericksburg Road, D 101
Austin, TX 78749
House Max is an Austin, Texas-based hard money lender offering direct loans to real estate investors throughout the state of Texas.
Lantzman Lending
11696 Sorrento Valley Rd, Suite 201
San Diego, CA 92121
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, Nevada and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, new construction ...
North Coast Financial
2424 Vista Way #202
Oceanside, CA 92054
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
Marquee Funding Group
24025 Park Sorrento, Suite 150
Calabasas, CA 91302
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
Stonecrest Financial
4300 Stevens Creek Blvd., Suite 275
San Jose, CA 95129
Stonecrest Financial is a San Jose, CA based private money lender offering loans in California. They offer loans for many different needs and situations, including short term fix and flip loans, commercial hard money loans, bridge loans, and ...
Agoura Hills Financial
28348 Roadside Dr, Suite 203A
Agoura Hills, CA 91301
Agoura Hills Financial is private money lender headquartered in Agoura Hills, CA. They offer funding in California. They offer bridge loans, fix and flip loans, commercial hard money loans, and buy and hold loans. Their ...
Bolour Associates
8383 Wilshire Boulevard, Suite 460
Beverly Hills, CA 90211
BOLOUR is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private commercial loans, loans for ...
Aegis Funding
2100 Main Street, suite 265
Huntington Beach, CA 92648
Aegis Funding is hard money lender based in Huntington Beach, CA. They provide loans throughout California. They offer lending solutions for a variety of needs and situations, including fix and flip loans and long term rental property loans. They issue ...
Mobius Capital is a private money lender offering funding across the following areas: San Diego, Los Angeles, San Jose, San Francisco, Dallas, Houston, Austin, and San Antonio. They offer lending solutions for a variety of scenarios, including buy ...
Security Financial Services
100 Bush Street, Suite 1500
San Francisco, CA 94104
Security Financial Services is a San Francisco, CA based private lender offering loans throughout San Francisco. They offer private refinancing, buy and hold loans, private commercial loans, and fix and flip loans. They provide rates ranging ...
Sterling Pacific
1205 Freedom Boulevard, Suite #2
Watsonville, CA 95076
Sterling Pacific is private money lender based in Watsonville, CA. They offer funding in San Francisco. They offer fix and flip loans, long term rental property loans, private refinancing, bridge loans, private commercial loans, and ground-up ...
Jason Wheeler
25 Crescent Drive A #513
Pleasant Hill, CA 94523
Jason Wheeler is a Pleasant Hill, CA based private money lender. They provide loans throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, and ...
Red Tower Capital
One Sansome Street, Suite 1500
San Francisco, CA 94104
Red Tower Capital is hard money lender based in San Francisco, CA. They provide funding across these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, ...
FJM Private Mortgage Fund
1372 North McDowell Blvd, Suite D
Petaluma, CA 94954
FJM Private Mortgage Fund is a Petaluma, CA based private lender providing funding throughout the following locations: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, ...
Herzer Financial Services
1779 Woodside Road, Suite 201A
Redwood City, CA 94061
Headquartered in Redwood City, CA, Herzer Financial Services is an asset-based lender offering loans throughout Sacramento. They offer loans for a variety of scenarios, including short term loans, construction loans, loans for investments properties, hard money loans for commercial ...